January 28, 2011 - Aetna Withdrawing from Colorado Individual/Family Health Insurance Market

(read more about Aetna's withdrawal from the Colorado Individual health insurance market here)

Aetna Wants You to Know

Aetna Insurance company was established in 1850 and entered the health insurance industry in 1899 and has become a top quality name offering health insurance coverage throughout the country. They began re-offering individual health insurance coverage in Colorado in 2006. Aetna offers various options: from five different Managed Choice plans (PPO-type plans), two high-deductible health plans compatible with health savings accounts (HSAs), two hospital plans and an optional dental PPO plan. Each Aetna Advantage Plan is even sold on a child-only contract, so parents are able to get health insurance for their kids, without having to sign up other family members. Aetna Health Inc. Insurance Company has been assigned an A.M. Best rating of A (Excellent).

Compare the Basics of Aetna's 3 Plan Designs

	Managed Choice OA	PPO High Deductible HSA Compatible	Preventative and Hospital Care
Lifetime Maximum	$5 million
Deductible Choices (each calendar year)	Individual In-PPO: $500, $1,000, $1,500, $2,500, $5,000 Family In-PPO: $1,000, $2,000, $3,000, $5,000 or $10,000	Individual: In-PPO: $3,000 or $5,000 Family In-PPO: $6,000 or $10,000	Individual In-PPO: $1,250 or $3,000 Family In-PPO: $2,500 or $6,000
Physician Office Visits Prescription Drugs Inpatient Hospital Outpatient Medical	In-PPO: $20, $25, $30, $40 (pages 13 and 14 of the brochure) Out-of-PPO: 50% after deductible	In-PPO: 10% or 0% after deductible. (page 15 of the brochure) Out-of-PPO: 50% or 20% after deductible	In-PPO: Not Covered Out-of-PPO: Not Covered
Emergency Room	$100 Copay (waived if admitted) 20% after deductible	$100 Copay (waived if admitted) 10% or 0% after deductible	$100 Copay (waived if admitted) 20% after deductible

*Maximum Applies to combined in and out-of-network benefits.

Aetna Dental Coverage

Aetna offers a very affordable PPO/discount dental coverage that can be added to their individual/family health insurance plans. View the Aetna Dental Benefits.