It’s a bit trickier than it needs to be, but I’ve put together a simple explanation below.
First, remember, we’re free. We’re simply an extra benefit and you’re not making any trade offs. We’re paid commissions by the insurance companies, but you would pay the same premium with or without a Connect for Health Colorado Agent/Broker. The premiums you pay are required by Connect for Health Colorado and the Colorado Division of Insurance to be the same if you use a broker or go directly through the insurance company. Read what our clients have to say about us.
How To Authorize in Your Connect for Health Colorado Account
If haven’t setup an account, go here, https://prd.connectforhealthco.com/individual/, and click “Create an Account”
When logged in, hover over “Get Assistance“, then click “Find Expert Assistance in Your Community” in the drop down. Click “Continue” in the “Connect for Health Colorado Agent/Broker” box.
Enter one of these, then Search:
- Zip Code: 80549
- Agent/Broker Last Name: Norris
- State License Number: 135082
Click on either “Jay” or “Norris”
Click the “Authorize” button:
You can always remove/change an authorized Connect for Health Colorado Agent/Broker at any time.
Done! You can edit/change your authorized Connect for Health Colorado Agent/Broker at any time. You can now log out, and contact me for assistance.
You will always get the lowest premium for the type of coverage you want by purchasing your health insurance through us because we can shop for the health insurance plan that fits your financial needs and tolerance for risk using our expert knowledge of what coverage all of the different plans offer. We also give you more personalized attention and a balanced perspective about the advantages of choosing one plan over another. We also act as a liaison between you and the insurance company if you ever have any questions or problems with them.
You can always contact the insurance company directly if you want.
We are local, independent Connect for Health Colorado certified health insurance brokers, with no dedication to any particular company. This gives us the freedom to help our clients choose the health insurance that truly fits their financial needs and tolerance for risk. We are authorized insurance agents in Colorado for: Anthem Blue Cross of Colorado, Aetna, PacifiCare, Kaiser Permanente, Sloans Lake of Colorado, Humana, Cigna, Rocky Mountain Health Plans, United Health Care/ Golden Rule, Fortis/Assurant, Celtic, and many more. For years, we have been highly recommended in Colorado as a no hassle agency able to find the best health insurance in Colorado for your financial plan.
We regularly meet with the underwriting staff, claims, and billing departments in addition to talking to them on the phone several times per day. We’ve been working with these companies since 2002 and have good communication with them. This allows us to act as advocates for our clients, and help them talk with the correct people if they have problems with billing or claims.
We have a good working knowledge of the companies we represent:
- health benefit options
- stability of the health insurance companies
- PPO and HMO network options
- underwriting guidelines. — If a client tells us about their pre-existing health conditions, we can save them a lot of time and energy by helping them find the health insurance companies in Colorado that will work best with their specific health situation. Every company has different underwriting guidelines.
We help our clients find a health insurance policy that they feel comfortable with. If you are declined by one company or accepted with exclusions with which you are not comfortable, that does not mean that you would have the same result with other carriers. We make it easy for you by finding the company that does work with your health situation. If a client has a health history that makes it impossible to get insurance with any individual insurance carrier, there are other options.
We continue to be there for our clients after their insurance policy is in force. We help with benefit questions, and advise them with claims questions.
We have designed this interactive website where our clients can research, compare premiums, get details on various insurance plans, and apply online for whichever plan they choose. Get as far as you like by yourself until you would like our assistance. We will always be there to answer questions or help with applications if needed.