A Good Start With Colorado Senate Bill 115

[...] Ultimately, I’d like to see us reach a point where medication waste is virtually eliminated. Medication bottles that allow pills to be removed but not re-inserted, or a switch to only using blister packs for pills, could allow even partially used prescriptions to be returned to pharmacies for redistribution. And with the cost of prescriptions becoming more of a barrier between patients and needed treatment, the destruction of perfectly good unused medication seems like a travesty.

Going In The Wrong Direction

Amnesty International has released a shocking and sobering report about maternal mortality in the US. In 1987, there were 6.6 maternal deaths per 100,000 live births. Two decades later, that number had risen to 13.3 deaths per 100,000 live births. Part of the increase is due to better reporting, but there are also more women dying from pregnancy complications than there were in the 80s. [...]

The Grass Might Be Greener, But It Sure Is Pricey

[...] Individual health insurance is a great option for people who are healthy, and especially those who are relatively young… But the price increases with age, and many early retirees find it a challenge to pay for health insurance during the years before they are eligible for Medicare. My guess is that even if private individual policies could be purchased by people over the age of 65, very few people would take that option, simply because of the price.

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Leaders in the Health Insurance Industry

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Colorado Division Of Insurance Reconsidering Anthem Rate Increase

[...] But these numbers would seem to indicate that while Anthem’s rate increase may have been large, it seems to be in line with what other carriers are charging in Colorado. For the little test I conducted, Anthem’s premium was the second-lowest I found, and the only one with a lower premium had an additional thousand dollars in out of pocket exposure.

Efforts To Reduce Never Events

[...] Ideally, we should have enough safeguards in place that “never events” truly never happen. But even if we eliminate the worst errors, there are still a lot of medical errors that could be prevented with extra checks and fail-safe systems in place. A trend towards not paying for mistakes could go a long way towards reducing the number of preventable medical errors in our hospitals.

Colorado Division Of Insurance Reconsidering Anthem Rate Increase

[...] But these numbers would seem to indicate that while Anthem’s rate increase may have been large, it seems to be in line with what other carriers are charging in Colorado. For the little test I conducted, Anthem’s premium was the second-lowest I found, and the only one with a lower premium had an additional thousand dollars in out of pocket exposure.

Competition Among Private Health Insurance Companies

[...] I will be interested to see more on the Wellpoint story as the rate increases are investigated this spring, but I imagine that it’s not a simple problem or one that has a simple solution. It’s true that Wellpoint is in business to make money. But a dramatic, highly publicized rate increase is bad for business, and it’s hard to explain it away as a company simply trying to raise profits.

Colorado Division Of Insurance Reconsidering Anthem Rate Increase

[...] But these numbers would seem to indicate that while Anthem’s rate increase may have been large, it seems to be in line with what other carriers are charging in Colorado. For the little test I conducted, Anthem’s premium was the second-lowest I found, and the only one with a lower premium had an additional thousand dollars in out of pocket exposure.

Maternity As An Option Rather Than A Mandate

[...] It would be nice to see more options available for our clients who are looking for maternity coverage. My preference would be if clients could select their health insurance policy based on all of the other features of the plan, and then add maternity benefits after they had settled on a policy, rather than choosing a policy by default simply because it is one of a very few options that offer maternity benefits.

The Value We Get From Our Healthcare Dollars

[...] Perhaps the question we should be asking is not who should be paying for healthcare, but rather, why in the world are we paying so much in the first place? Health insurance premiums will continue to rise as long as health care costs do the same. It won’t do any good to try to address premiums without first figuring out why we’re paying so much for our health care in the first place, and doing something about it.

Colorado Division Of Insurance Reconsidering Anthem Rate Increase

[...] But these numbers would seem to indicate that while Anthem’s rate increase may have been large, it seems to be in line with what other carriers are charging in Colorado. For the little test I conducted, Anthem’s premium was the second-lowest I found, and the only one with a lower premium had an additional thousand dollars in out of pocket exposure.

Colorado Division Of Insurance Reconsidering Anthem Rate Increase

[...] But these numbers would seem to indicate that while Anthem’s rate increase may have been large, it seems to be in line with what other carriers are charging in Colorado. For the little test I conducted, Anthem’s premium was the second-lowest I found, and the only one with a lower premium had an additional thousand dollars in out of pocket exposure.

Complaint Ratios Updated With 2008 Data

The Colorado Division of Insurance has finished compiling and organizing the data for 2008. Visit the Colorado Health Insurance Company Complaint Ratio Comparison page to see the updated complaint, revenue, and market share statistics from the division of insurance along with the A.M. Best Rating information we’ve added [...]