Comments on: Why is the Cost of Health Insurance Rising So Fast?

By: DrJohnLaPuma.com | Let food be your medicine too!

DrJohnLaPuma.com | Let food be your medicine too! — Tue, 19 Jan 2010 17:43:54 +0000

[...] Colorado health insurance insider (the only U.S. state <19% obesity) states: “the main reason health insurance premia are out of control: we’re too fat and we overuse our healthcare system.” Ouch. Off the couch! [...]

By: Colorado Health Insurance Insider » Obesity Ads Too Soft to be Effective

Colorado Health Insurance Insider » Obesity Ads Too Soft to be Effective — Tue, 23 Oct 2007 17:20:23 +0000

[...] experts love to talk about the problems that obesity is causing (especially in the health insurance industry). But the messages are very mixed. Pick up any health-oriented magazine and you’ll find an [...]

By: Universal Private Health Insurance for All : Colorado Health Insurance Insider

Universal Private Health Insurance for All : Colorado Health Insurance Insider — Fri, 27 Apr 2007 16:51:07 +0000

[...] Now that there aren’t any employer sponsored health insurance plans and everybody is an individual or family, everybody will be required to purchase an option from their state’s Health Help Agency (HHA). The HHA will offer a variety of plans which are required to be as good as or better than the Blue Cross Blue Shield Standard Plan used by Congress. All of the plans will be community rated by state, eliminating adverse selection and problems for people with pre-existing conditions. The only rating variables health insurance companies can apply are geography, family size, and smoking status (although I’d like to see obesity added). The government will subsidize those earning up to 400% of the poverty level and fully subsidize those at or below the poverty line. There are more details, but that’s the gist of it. [...]

By: Colorado Health Insurance Insider » Being Held Accountable

Colorado Health Insurance Insider » Being Held Accountable — Mon, 23 Oct 2006 02:43:30 +0000

[...] This is a follow up to our last post about how obesity has a huge impact on health care usage, and therefore contributes heavily to skyrocketing health insurance premiums. Most Americans with health insurance get their coverage through their employers. Group health insurance through an employer is required to cover all qualified employees, regardless of medical history. An employer can set certain standards, such as number of hours worked per week, but then anyone who meets the employer’s requirements and enrolls with the health insurance policy will automatically be covered. Employers are required to pay a portion of the premiums, but as rates go up, they are increasing the amount that they require the employee to pay for coverage. [...]