November 2006

HSAs Wont Cleanup the Waste

by Jay November 30, 2006

After writing about how health insurance invites waste, I came upon an article Ezra Klein wrote about the fact that even HSAs won’t help slow that waste. He makes a good point because the total exposures are usually the same. But once the out-of-pocket maximum is met, there is nothing to slow the wasteful spending [...]

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For Health Wonks Only

by Jay November 30, 2006

Michael Cannon has put together a great Health Wonk Review over on Cato at liberty.  He does a great job commenting and describing each post so you’ll have an easy time deciding which articles suit your interest. -Jay

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Health Insurance Invites Waste

by Jay November 29, 2006

What if you had supermarket insurance and 20% was the most you would pay for any item you bought?  Would you be as choosy about what you buy as you are now?  Would you care as much about price?  If you didn’t care as much about price, would the supermarket have an incentive to keep [...]

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How To Save on Health Insurance in Colorado

by Jay November 28, 2006

1. Get quotes from multiple Colorado health insurance companies Premiums for health insurance in Colorado can vary greatly, sometimes as much as 50% for similar plans. When comparing plans, be sure to look at the benefits as well as the monthly premium. Make sure your plan provides adequate catastrophic coverage, preferably at least two million [...]

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The Healthcare Battleground

by Louise November 27, 2006

The rapidly rising cost of health care has taken a toll on the relationships between hospitals and insurers. The suspension of the agreement between HCA and United HealthCare in Denver garnered national attention this fall as the two health care big-dogs struggled to work out their differences. Rather than harmoniously working towards a common goal [...]

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Wasting Health Care Dollars

by Louise November 22, 2006

My best friend is an emergency room nurse at a large hospital in Denver, Colorado.  In the past two months, two of her friends have given birth.  One is a fellow nurse, and the other a dentist.  Both have a solid knowledge base in medicine, and had thoroughly researched pregnancy and childbirth.  Both women wrote [...]

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A Legal Scam

by Jay November 21, 2006

After David and Darlene Henderson had more than $210,000 in hospital bills, their health insurance company only paid $33,428, leaving more than $180,000 for the Henderson’s to pay by themselves. For $400 a month, the couple said, the Mega agent told them that they could have a catastrophic group health insurance policy that would cover [...]

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Doctor Anonymous Hosts Grand Rounds

by Jay November 21, 2006

This week, Doctor Anonymous gives us a peek into each article by quoting a good chunk of his favorites and explaining a little about the best of the rest.  The Colorado Health Insurance Insider made the best of the rest with Louise’s article on sending healthcare overseas.  There were a few other articles that the [...]

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Guaranteed Issue Health Insurance

by Louise November 20, 2006

I just found a post on a financial blog, punny money, that is a review of a book dedicated to helping people lower their health care costs.  It sounds like a good book, with in-depth analysis of the financial ramifications of which health plan you choose and how you use it.  I had to laugh when [...]

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