Comments on: Non-Transparency http://www.healthinsurancecolorado.net/blog1/2007/05/04/non-transparency/ Research and discussion of the Colorado health insurance industry and the healthcare crisis in America. Tue, 16 Mar 2010 22:14:50 +0000 http://wordpress.org/?v=abc hourly 1 By: Colorado Health Insurance Insider » Not A Lot Of Comparison Shopping with HSAs Yet http://www.healthinsurancecolorado.net/blog1/2007/05/04/non-transparency/comment-page-1/#comment-8081 Colorado Health Insurance Insider » Not A Lot Of Comparison Shopping with HSAs Yet Fri, 11 Jan 2008 17:02:26 +0000 http://www.insuranceshoppers.net/blog1/2007/05/04/non-transparency/#comment-8081 [...] change as time goes by and health insurance premiums continue to rise.  When Jay needed to have a lipoma removed last summer, we shopped around extensively.  We knew that we would be paying out of pocket, [...] [...] change as time goes by and health insurance premiums continue to rise.  When Jay needed to have a lipoma removed last summer, we shopped around extensively.  We knew that we would be paying out of pocket, [...]

]]> By: Colorado Health Insurance Insider » Humana Says the Price is a Secret http://www.healthinsurancecolorado.net/blog1/2007/05/04/non-transparency/comment-page-1/#comment-7543 Colorado Health Insurance Insider » Humana Says the Price is a Secret Tue, 24 Jul 2007 23:48:56 +0000 http://www.insuranceshoppers.net/blog1/2007/05/04/non-transparency/#comment-7543 [...] This is the fourth entry in this transparency experiment. See the first entry here, the second entry here, the third entry here,.and the fifth entry [...] [...] This is the fourth entry in this transparency experiment. See the first entry here, the second entry here, the third entry here,.and the fifth entry [...]

]]> By: Colorado Health Insurance Insider » How Unfortunate for Me http://www.healthinsurancecolorado.net/blog1/2007/05/04/non-transparency/comment-page-1/#comment-7542 Colorado Health Insurance Insider » How Unfortunate for Me Tue, 24 Jul 2007 23:37:10 +0000 http://www.insuranceshoppers.net/blog1/2007/05/04/non-transparency/#comment-7542 [...] fifth entry on my experience with transparency in the US health care system. See the first entry here, the second entry here, the third entry here, and the fourth entry [...] [...] fifth entry on my experience with transparency in the US health care system. See the first entry here, the second entry here, the third entry here, and the fourth entry [...]

]]> By: Jay http://www.healthinsurancecolorado.net/blog1/2007/05/04/non-transparency/comment-page-1/#comment-7500 Jay Thu, 28 Jun 2007 23:25:07 +0000 http://www.insuranceshoppers.net/blog1/2007/05/04/non-transparency/#comment-7500 class factotum, Thanks for the advice. Because of you, I decided to record the calls I made to each doctor. In the latest post in this series, I've posted the tape of the receptionist quoting me "between $200 and $300". class factotum,
Thanks for the advice. Because of you, I decided to record the calls I made to each doctor. In the latest post in this series, I’ve posted the tape of the receptionist quoting me “between $200 and $300″.

]]> By: I Got the Bill : Colorado Health Insurance Insider http://www.healthinsurancecolorado.net/blog1/2007/05/04/non-transparency/comment-page-1/#comment-7496 I Got the Bill : Colorado Health Insurance Insider Thu, 28 Jun 2007 22:20:37 +0000 http://www.insuranceshoppers.net/blog1/2007/05/04/non-transparency/#comment-7496 [...] this nightmare to get some transparency on a simple lipoma removal surgery.  See the first entry here, and the second entry [...] [...] this nightmare to get some transparency on a simple lipoma removal surgery.  See the first entry here, and the second entry [...]

]]> By: Still No Transparency : Colorado Health Insurance Insider http://www.healthinsurancecolorado.net/blog1/2007/05/04/non-transparency/comment-page-1/#comment-7017 Still No Transparency : Colorado Health Insurance Insider Wed, 30 May 2007 23:38:54 +0000 http://www.insuranceshoppers.net/blog1/2007/05/04/non-transparency/#comment-7017 [...] found a dermatologist that could remove my lipoma in her office (Boulder Valley Center for Dermatology). I went in for an initial appointment last [...] [...] found a dermatologist that could remove my lipoma in her office (Boulder Valley Center for Dermatology). I went in for an initial appointment last [...]

]]> By: class factotum http://www.healthinsurancecolorado.net/blog1/2007/05/04/non-transparency/comment-page-1/#comment-5780 class factotum Wed, 09 May 2007 16:31:49 +0000 http://www.insuranceshoppers.net/blog1/2007/05/04/non-transparency/#comment-5780 Make very sure you get the name of the person who gives you the price and that you get *all* the associated costs, preferably in writing. I got burned on this. I have an individual insurance plan with a $5,000 deductible, so I'm pretty much on my own for routine things. I wanted to get a gyn exam to get my BCP RX renewed. I called this place not once but twice and got a price of $75. (My regular when I had good insurance doc charges $294.) When I went there, they ran my credit card for $75. Two weeks later, I got an invoice for an additional $290. The $75 was just a deposit, they told me. No, no one could have told me it costs only $75 -- their appointment personnel are trained to say that's a deposit. (I had dates of the conversations, but not names.) So sorry. Pay up. Then there were the lab fees ($123) for a test I didn't even want and don't remember authorizing. Make very sure you get the name of the person who gives you the price and that you get *all* the associated costs, preferably in writing.

I got burned on this. I have an individual insurance plan with a $5,000 deductible, so I’m pretty much on my own for routine things. I wanted to get a gyn exam to get my BCP RX renewed. I called this place not once but twice and got a price of $75. (My regular when I had good insurance doc charges $294.)

When I went there, they ran my credit card for $75.

Two weeks later, I got an invoice for an additional $290. The $75 was just a deposit, they told me. No, no one could have told me it costs only $75 — their appointment personnel are trained to say that’s a deposit. (I had dates of the conversations, but not names.) So sorry. Pay up.

Then there were the lab fees ($123) for a test I didn’t even want and don’t remember authorizing.

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