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	<title>Comments on: I Got the Bill</title>
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	<link>http://www.healthinsurancecolorado.net/blog1/2007/06/28/transparency-pt3/</link>
	<description>Research and discussion of the Colorado health insurance industry and the healthcare crisis in America.</description>
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		<title>By: sciquest</title>
		<link>http://www.healthinsurancecolorado.net/blog1/2007/06/28/transparency-pt3/comment-page-1/#comment-12525</link>
		<dc:creator>sciquest</dc:creator>
		<pubDate>Thu, 30 Oct 2008 03:38:27 +0000</pubDate>
		<guid isPermaLink="false">http://www.insuranceshoppers.net/blog1/2007/06/28/transparency-pt3/#comment-12525</guid>
		<description>Even though you are paying out of pocket, aren&#039;t you entitled to Humana&#039;s negotiated rates?</description>
		<content:encoded><![CDATA[<p>Even though you are paying out of pocket, aren&#8217;t you entitled to Humana&#8217;s negotiated rates?</p>
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		<title>By: Colorado Health Insurance Insider &#187; The Real Risk of an HSA</title>
		<link>http://www.healthinsurancecolorado.net/blog1/2007/06/28/transparency-pt3/comment-page-1/#comment-7567</link>
		<dc:creator>Colorado Health Insurance Insider &#187; The Real Risk of an HSA</dc:creator>
		<pubDate>Mon, 06 Aug 2007 20:46:12 +0000</pubDate>
		<guid isPermaLink="false">http://www.insuranceshoppers.net/blog1/2007/06/28/transparency-pt3/#comment-7567</guid>
		<description>[...] a high deductible health plan with a tax-favored savings account. Assuming there is transparency, as the Colorado Health Insurance Insider recently tested for, HSAs would encourage people to shop for health care just as they would for a new television or [...]</description>
		<content:encoded><![CDATA[<p>[...] a high deductible health plan with a tax-favored savings account. Assuming there is transparency, as the Colorado Health Insurance Insider recently tested for, HSAs would encourage people to shop for health care just as they would for a new television or [...]</p>
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		<title>By: Jeff</title>
		<link>http://www.healthinsurancecolorado.net/blog1/2007/06/28/transparency-pt3/comment-page-1/#comment-7539</link>
		<dc:creator>Jeff</dc:creator>
		<pubDate>Mon, 23 Jul 2007 23:21:26 +0000</pubDate>
		<guid isPermaLink="false">http://www.insuranceshoppers.net/blog1/2007/06/28/transparency-pt3/#comment-7539</guid>
		<description>&lt;p&gt;Maybe it&#039;s hard for them to give reliable estimates over the phone, but this was waaaaaaay off!  She might as well have just quoted you $5.  Free market my a**!!!&lt;/p&gt;
</description>
		<content:encoded><![CDATA[<p>Maybe it&#8217;s hard for them to give reliable estimates over the phone, but this was waaaaaaay off!  She might as well have just quoted you $5.  Free market my a**!!!</p>
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		<title>By: Dan R.</title>
		<link>http://www.healthinsurancecolorado.net/blog1/2007/06/28/transparency-pt3/comment-page-1/#comment-7529</link>
		<dc:creator>Dan R.</dc:creator>
		<pubDate>Fri, 13 Jul 2007 08:07:09 +0000</pubDate>
		<guid isPermaLink="false">http://www.insuranceshoppers.net/blog1/2007/06/28/transparency-pt3/#comment-7529</guid>
		<description>Looks like they billed you for two complex repairs on the same day.  A few thoughts:

1) Most likely you should have only been billed for 1 complex repair.
2) Your insurance company would have reduced the complex repair allowable by 50% due to same procedure / same day.
3) The ins co would probably request the op notes since a complex repair usually shouldn&#039;t be charged the same day / same site as a benign removal</description>
		<content:encoded><![CDATA[<p>Looks like they billed you for two complex repairs on the same day.  A few thoughts:</p>
<p>1) Most likely you should have only been billed for 1 complex repair.<br />
2) Your insurance company would have reduced the complex repair allowable by 50% due to same procedure / same day.<br />
3) The ins co would probably request the op notes since a complex repair usually shouldn&#8217;t be charged the same day / same site as a benign removal</p>
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		<title>By: Dr. Wes</title>
		<link>http://www.healthinsurancecolorado.net/blog1/2007/06/28/transparency-pt3/comment-page-1/#comment-7524</link>
		<dc:creator>Dr. Wes</dc:creator>
		<pubDate>Thu, 12 Jul 2007 22:44:04 +0000</pubDate>
		<guid isPermaLink="false">http://www.insuranceshoppers.net/blog1/2007/06/28/transparency-pt3/#comment-7524</guid>
		<description>...Colorado Health Insurance Insider&#039;s approach to taping conversations with office staff when shopping for surgical procedure prices... I wonder what my office staff would say to these questions? Would their answers have been different if they knew they were recorded?

Empowerment of the health care consumer takes on new meaning, eh?</description>
		<content:encoded><![CDATA[<p>&#8230;Colorado Health Insurance Insider&#8217;s approach to taping conversations with office staff when shopping for surgical procedure prices&#8230; I wonder what my office staff would say to these questions? Would their answers have been different if they knew they were recorded?</p>
<p>Empowerment of the health care consumer takes on new meaning, eh?</p>
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		<title>By: over my med body</title>
		<link>http://www.healthinsurancecolorado.net/blog1/2007/06/28/transparency-pt3/comment-page-1/#comment-7507</link>
		<dc:creator>over my med body</dc:creator>
		<pubDate>Thu, 05 Jul 2007 22:11:14 +0000</pubDate>
		<guid isPermaLink="false">http://www.insuranceshoppers.net/blog1/2007/06/28/transparency-pt3/#comment-7507</guid>
		<description>I’m in the wrong business if removing a lipoma nets you 1,800 bucks. An initial estimate of $200-$300? I heart our health care non-system!</description>
		<content:encoded><![CDATA[<p>I’m in the wrong business if removing a lipoma nets you 1,800 bucks. An initial estimate of $200-$300? I heart our health care non-system!</p>
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		<title>By: Tim Gerry</title>
		<link>http://www.healthinsurancecolorado.net/blog1/2007/06/28/transparency-pt3/comment-page-1/#comment-7503</link>
		<dc:creator>Tim Gerry</dc:creator>
		<pubDate>Fri, 29 Jun 2007 20:48:11 +0000</pubDate>
		<guid isPermaLink="false">http://www.insuranceshoppers.net/blog1/2007/06/28/transparency-pt3/#comment-7503</guid>
		<description>I had a lipoma of about the same size removed from my shoulder blade in November.  Mine was covered by insurance, but the cost billed to them was $800.  That was for everything, included the initial diagnosis visit, biopsy, and follow up visit.  Yours is probably just so much more expensive because your insurance didn&#039;t cover it.  If you just ask them to give you the insurance rate you&#039;ll probably only end up paying less than half.</description>
		<content:encoded><![CDATA[<p>I had a lipoma of about the same size removed from my shoulder blade in November.  Mine was covered by insurance, but the cost billed to them was $800.  That was for everything, included the initial diagnosis visit, biopsy, and follow up visit.  Yours is probably just so much more expensive because your insurance didn&#8217;t cover it.  If you just ask them to give you the insurance rate you&#8217;ll probably only end up paying less than half.</p>
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		<title>By: stephen</title>
		<link>http://www.healthinsurancecolorado.net/blog1/2007/06/28/transparency-pt3/comment-page-1/#comment-7499</link>
		<dc:creator>stephen</dc:creator>
		<pubDate>Thu, 28 Jun 2007 23:20:08 +0000</pubDate>
		<guid isPermaLink="false">http://www.insuranceshoppers.net/blog1/2007/06/28/transparency-pt3/#comment-7499</guid>
		<description>this whole situation is ridiculous.  would you have gone through with the surgery if all the places you called gave you a quote of $1,800?  after listening to the recording, I think this doctors office has a moral obligation to bring the invoice more in-line with the price you were given over the phone.  good work thinking ahead and recording your calls.</description>
		<content:encoded><![CDATA[<p>this whole situation is ridiculous.  would you have gone through with the surgery if all the places you called gave you a quote of $1,800?  after listening to the recording, I think this doctors office has a moral obligation to bring the invoice more in-line with the price you were given over the phone.  good work thinking ahead and recording your calls.</p>
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		<title>By: Still No Transparency : Colorado Health Insurance Insider</title>
		<link>http://www.healthinsurancecolorado.net/blog1/2007/06/28/transparency-pt3/comment-page-1/#comment-7497</link>
		<dc:creator>Still No Transparency : Colorado Health Insurance Insider</dc:creator>
		<pubDate>Thu, 28 Jun 2007 22:29:50 +0000</pubDate>
		<guid isPermaLink="false">http://www.insuranceshoppers.net/blog1/2007/06/28/transparency-pt3/#comment-7497</guid>
		<description>[...] I Got the Bill [...]</description>
		<content:encoded><![CDATA[<p>[...] I Got the Bill [...]</p>
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