One of my favorite bloggers, Julie Ferguson of the Workers Comp Insider, hosted this weeks Cavalcade of Risk.  Along with Louise’s recent article about how HSAs aren’t yet encouraging a true free market health care system, there were many other good HSA related articles.

First off, Joe Paduda of Managed Care Matters explains the inaccuracy in much of the logic coming from HSA advocates in a follow up to one of his previous articles titled “HSAs – Handsome Subsidies for the Affluent“.  It is along the same lines as an article I wrote back in August of ‘06 called “HSAs Aren’t the Answer.” Are they a good option for rich folks with no health conditions to save even more money on taxes?  Yes. 

Are they:

• helping with the health care crisis in this country?
• a solution for previous uninsured people to finally have health insurance?
• shifting the way healthcare consumers shop for their healthcare by making it more like a real free market environment?

mmmmm… nope.

In a great answer to the confusions people usually have about individual health insurance vs. employer group health insurance, Jonathan Pletzke, of Consumer’s Health Insurance Blog and author of “Get a Good Deal on Your Health Insurance Without Getting Ripped Off” responds to the author of a newspaper article in PA.  This situation is much different in Colorado, but the advice is still much the same.

And Joe Kristan has a must read about how new tax laws affect S corporation owner-employee health insurance.