Comments on: Anthem Blue Cross Blue Shield Product Enhancements

By: Anonymous

Anonymous — Sat, 09 Feb 2008 22:36:52 +0000

I wonder how Anthem is able to have an accident plan as a covered benefit before the deductible? I didn’t think this would allow a plan to qualify as an HSA qualified HDHP?

By: Scott Kumar

Scott Kumar — Fri, 01 Feb 2008 01:15:58 +0000

I have a “Blue Preferred” policy with blue cross and it has gone up 62% in the past 2 years. Are the rate increases like that with the Lumenos HSA?

By: Jay Norris

Jay Norris — Sat, 26 Jan 2008 19:19:50 +0000

Right now, Kaiser Permanente is the only other individual health insurance company in Colorado that covers colonoscopies. With Kaiser, it’s only covered when recommended by a doctor. Where Anthem is covering it as a first dollar wellness benefit. It is a tough call with Kaiser too, because most of their individual plans don’t cover brand name Rx at all. The only plans that cover brand name Rx are the HSA plans and they’re almost always the most expensive HSA option.

By: Cody Bonini

Cody Bonini — Sat, 26 Jan 2008 16:28:38 +0000

I guess it depends on where you are in Colorado, but for our family it wasn’t quite that big of a difference. For me the colonoscopy is a factor because I have to get one this year. The last time I got one I think is was like $3000? I wonder if this is something other companies cover as well or if it is just blue cross?

By: Amanda Lew

Amanda Lew — Sat, 26 Jan 2008 15:56:01 +0000

They are just so much more expensive. When I compared the Lumenos HSA plans on this website for my family, a $5000 deductable was $80 to $100 more per month than United and Humana.