Comments on: Is Mandatory Health Insurance Really That Unreasonable? http://www.healthinsurancecolorado.net/blog1/2008/02/02/is-mandatory-health-insurance/ Research and discussion of the Colorado health insurance industry and the healthcare crisis in America. Sat, 20 Mar 2010 19:26:59 +0000 http://wordpress.org/?v=abc hourly 1 By: Louise http://www.healthinsurancecolorado.net/blog1/2008/02/02/is-mandatory-health-insurance/comment-page-1/#comment-8575 Louise Tue, 05 Feb 2008 18:41:10 +0000 http://www.healthinsurancecolorado.net/blog1/2008/02/02/is-mandatory-health-insurance/#comment-8575 forHealth - Thanks for your comment, and I agree that for people who have been declined in some states, the outlook is tough as far as getting coverage. I specifically mentioned that people who live in states without guaranteed issue, high risk pool health insurance options who do not qualify for medically underwritten health insurance are not the focus of my post. I think it's unacceptable that there are still states that don't have high risk pools or that have closed the pools to new enrollment, as it puts people with certain pre-existing conditions in a potentially uninsurable spot. My article was only about people who can afford health insurance if they make it a priority, but choose not to. forHealth – Thanks for your comment, and I agree that for people who have been declined in some states, the outlook is tough as far as getting coverage. I specifically mentioned that people who live in states without guaranteed issue, high risk pool health insurance options who do not qualify for medically underwritten health insurance are not the focus of my post. I think it’s unacceptable that there are still states that don’t have high risk pools or that have closed the pools to new enrollment, as it puts people with certain pre-existing conditions in a potentially uninsurable spot. My article was only about people who can afford health insurance if they make it a priority, but choose not to.

]]> By: Jonathan Pletzke http://www.healthinsurancecolorado.net/blog1/2008/02/02/is-mandatory-health-insurance/comment-page-1/#comment-8563 Jonathan Pletzke Mon, 04 Feb 2008 22:02:44 +0000 http://www.healthinsurancecolorado.net/blog1/2008/02/02/is-mandatory-health-insurance/#comment-8563 I enjoyed reading this post. Another related problem is the "all-you-can-eat" mentality that we have in this country. Just like at a buffet restaurant, if it is a fixed price, folks will take as much more than they really need for both food and healthcare. I remember one time at an Indian buffet nearby, the owner said to a *very* large fellow that he'd have to pay double to buffet price because of the quantity of food. We need to get better about how much we spend on health care - an important factor in rising health insurance rates. I enjoyed reading this post. Another related problem is the “all-you-can-eat” mentality that we have in this country. Just like at a buffet restaurant, if it is a fixed price, folks will take as much more than they really need for both food and healthcare. I remember one time at an Indian buffet nearby, the owner said to a *very* large fellow that he’d have to pay double to buffet price because of the quantity of food. We need to get better about how much we spend on health care – an important factor in rising health insurance rates.

]]> By: forHealth http://www.healthinsurancecolorado.net/blog1/2008/02/02/is-mandatory-health-insurance/comment-page-1/#comment-8536 forHealth Sat, 02 Feb 2008 23:43:00 +0000 http://www.healthinsurancecolorado.net/blog1/2008/02/02/is-mandatory-health-insurance/#comment-8536 It is wrong to generalize or stereotype individuals who balk at paying ever increasing insurance premiums with lower benefits. The average family has to pay $12,000 a year for a decent health plan. And where does that money go over the years. The ROI is so low, that few people see the benefit of saying goodbye to that money forever. And what about those of us who have been denied. The insurance companies won't take our money. So if we choose to spend it on other things like a safe, reliable, newer car it is not fair to say we don't care about paying for our health care. It is wrong to generalize or stereotype individuals who balk at paying ever increasing insurance premiums with lower benefits. The average family has to pay $12,000 a year for a decent health plan. And where does that money go over the years. The ROI is so low, that few people see the benefit of saying goodbye to that money forever.

And what about those of us who have been denied. The insurance companies won’t take our money. So if we choose to spend it on other things like a safe, reliable, newer car it is not fair to say we don’t care about paying for our health care.

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