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	<title>Comments on: Taking a Closer Look at Colorado HB 1389</title>
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	<link>http://www.healthinsurancecolorado.net/blog1/2008/04/18/taking-a-closer-look-at-colorado-hb-1389/</link>
	<description>Research and discussion of the Colorado health insurance industry and the healthcare crisis in America.</description>
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		<title>By: Ryan Henry</title>
		<link>http://www.healthinsurancecolorado.net/blog1/2008/04/18/taking-a-closer-look-at-colorado-hb-1389/comment-page-1/#comment-10116</link>
		<dc:creator>Ryan Henry</dc:creator>
		<pubDate>Sun, 20 Apr 2008 04:30:53 +0000</pubDate>
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		<description>I don&#039;t know how you would even think about supporting this bill.  For my zip code (Littleton), I saw plans from 10 different health insurance companies on your quote engine.  Those 10 companies are all competing against each other for market share.  They need to have the best combination of low prices and good coverage to sell a policy to consumers over the other companies.  The actuaries for these companies are going to make sure they have the lowest possible prices to get an edge.  This bill would just be more wasteful beauracracy.</description>
		<content:encoded><![CDATA[<p>I don&#8217;t know how you would even think about supporting this bill.  For my zip code (Littleton), I saw plans from 10 different health insurance companies on your quote engine.  Those 10 companies are all competing against each other for market share.  They need to have the best combination of low prices and good coverage to sell a policy to consumers over the other companies.  The actuaries for these companies are going to make sure they have the lowest possible prices to get an edge.  This bill would just be more wasteful beauracracy.</p>
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		<title>By: Brandon Hu</title>
		<link>http://www.healthinsurancecolorado.net/blog1/2008/04/18/taking-a-closer-look-at-colorado-hb-1389/comment-page-1/#comment-10109</link>
		<dc:creator>Brandon Hu</dc:creator>
		<pubDate>Sat, 19 Apr 2008 00:45:29 +0000</pubDate>
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		<description>Is there anything about underwriting in this bill?  If it goes through, these individual health insurance companies could just start increasing rates by a bigger percentage and more often on people with any type of health condition.  Then they really come out ahead by possibly decreasing the number of healthy uninsureds in Colorado, but increasing the number of uninsureds that aren&#039;t in &quot;perfect&quot; health.</description>
		<content:encoded><![CDATA[<p>Is there anything about underwriting in this bill?  If it goes through, these individual health insurance companies could just start increasing rates by a bigger percentage and more often on people with any type of health condition.  Then they really come out ahead by possibly decreasing the number of healthy uninsureds in Colorado, but increasing the number of uninsureds that aren&#8217;t in &#8220;perfect&#8221; health.</p>
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