The Cavalcade of Risk is up at Blueprint for Financial Prosperity. A Colorado Health Insurance Insider article about what drives health insurance premiums was included in the cavalcade.

Hank at InsureBlog has a piece about the rules against purchasing medications privately in the NHS - this is a fascinating subject, and one that I’ve written about before.

Jason at the Healthcare Economist has an interesting take on mandatory seat belt laws. His view is that seat belt use should not be required by law, and he has some well-thought out support for his belief. I have to say, I’m a big fan of seat belt laws (and helmet laws for motorcycles and bicycles). If a person isn’t wearing a seat belt and goes through the windshield in an accident - and doesn’t die - a whole lotta health care dollars are going to be used to put that person back together. If the person is uninsured, the hospital that provides the treatment will likely end up with a bad debt or collections scenario. If the person has health insurance, there’s going to be a good size claim on the books, and next year everyone’s premiums will go up to recoup the losses. So from a financial standpoint, it’s not just the person who chooses to ignore the seatbelt who is hurt in an accident. I do agree with Jason that there’s a possibility that enforcing seat belt laws might take police away from “real” police work, but it’s more likely that the seat belt violation will be secondary to some other reason that the person got pulled over. And if it ends up saving someone’s life, doesn’t that count as “real” police work?

Another good post is from Andy Brazier, about minimizing the risk of human error in medical treatment. If you’re ever hospitalized, you’ll hope that the staff treating you has read this post.

We’ll be hosting the July 2nd edition of the Cavalcade here at the Colorado Health Insurance Insider - I’m looking forward to reading your submissions, so send them on over!