August 2008

Personal Accountability And Health Insurance

by Louise August 29, 2008

[...] Even in Colorado – the thinnest state – one in five of us is obese, and health insurance rates have been steadily outpacing inflation for years. If obesity is not self-inflicted, one would expect to see no changes in the levels of obesity following a dramatic change in our lifestyles. If you had to make a bet one way or the other, what would it be?

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What Issues Concern Debra Bartoshevich?

by Jay August 28, 2008

I was watching our local Colorado news after the DNC tonight. John McCain had a commercial featuring a Hillary Clinton supporter who said she was voting for McCain. The ad said she was a “Former Hillary Delegate” and she claimed she was voting for McCain’s “experience and judgement.” This intrigued me because she was obviously very involved in the political process [...]

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A Tenacious Appeal

by Louise August 27, 2008

[...] We work with all of the major health insurance carriers in Colorado, and I talk with people from most of those companies on a daily basis. And almost all of them go out of their way to be helpful. The appeals process for claims and pre-authorizations can be long and painful, but if you think you’ve got a good case, don’t give up.

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The Economics Of Obesity

by Louise August 26, 2008

[...] I’d like to see a similar program in Colorado. With lots of help provided for those looking to lose weight. Anything that could lower our obesity rates would lessen the amount we’re spending every year to treat obesity-related health problems. And that would in turn have an impact on health insurance premiums, which would benefit all of us.

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Health Insurance 101

by Louise August 22, 2008

[...] We talk to clients in Colorado on a regular basis who aren’t aware that individual health insurance is medically underwritten. Since this is the case in 45 states, it’s not something you want to be finding out after you’ve already quite your job and lost your group benefits. A high school class detailing the basics of insurance would be a good start.

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Taxes And Health Care

by Louise August 21, 2008

I like a system that rewards people who put aside money to pay for medical bills. We encourage our clients in Colorado to apply for high deductible health insurance and set up HSAs if they are able to do so. But tax breaks for health care shouldn’t be limited to those who have the means to fund an HSA, or to people with very high medical bills relative to their income. [...]

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The Power Of Anecdotes

by Louise August 20, 2008

[...] We talk to clients in Colorado on a regular basis who have very little in the way of options for health insurance, despite their best efforts to obtain coverage. Should we simply tell these people that life isn’t fair, and carry on with our day? I just don’t think that’s enough. There but for the grace of God go a lot of us.

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What A Difference Fifteen Years Makes

by Louise August 19, 2008

Harry and Louise are back. Where they once talked about the evils of rationed health care in a government run system and how “having choices we don’t like is no choice at all,” now they’re talking about people without health insurance “falling through the cracks.” The ad will debut on tv today, just in time for the convention in Colorado next week [...]

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Taking Care Of Those Who Really Need It

by Louise August 15, 2008

It’s easy to get frustrated with our health care system. In Colorado, we have three quarters of a million people without health insurance. Across the country, that number reaches 47 million. [...] Obviously, financial decisions do play a major role in medical situations. But it’s nice to read a story now and again where money isn’t the trump card.

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