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	<title>Comments on: An Amazing Discount from Humana</title>
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	<description>Research and discussion of the Colorado health insurance industry and the healthcare crisis in America.</description>
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		<title>By: Don Levit</title>
		<link>http://www.healthinsurancecolorado.net/blog1/2008/08/04/an-amazing-discount-humana/comment-page-1/#comment-11249</link>
		<dc:creator>Don Levit</dc:creator>
		<pubDate>Mon, 04 Aug 2008 17:23:52 +0000</pubDate>
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		<description>Louise;
That&#039;s one of the bigger discounts I have seen.
They are normally discounted about 35%, although the last statement we received from Blue Cross &amp; Blue Shield here in Texas was discounted about 80%.
It sure makes the providers look like thieves.

Why do you think the balance is written off?
If there is an agreed-upon price between the insurer and the provider, there is no balance to pay.
If you were uninsured, however, that may be the actual amount that would be charged to you.
If that is the case, I would suppose any unpaid balance would be written off.
However, if that would be the case, to charge you the significantly higher amounr, we have more problems to worry about than the overcharge.
This is an issue of justice and fairness.
Don Levit</description>
		<content:encoded><![CDATA[<p>Louise;<br />
That&#8217;s one of the bigger discounts I have seen.<br />
They are normally discounted about 35%, although the last statement we received from Blue Cross &amp; Blue Shield here in Texas was discounted about 80%.<br />
It sure makes the providers look like thieves.</p>
<p>Why do you think the balance is written off?<br />
If there is an agreed-upon price between the insurer and the provider, there is no balance to pay.<br />
If you were uninsured, however, that may be the actual amount that would be charged to you.<br />
If that is the case, I would suppose any unpaid balance would be written off.<br />
However, if that would be the case, to charge you the significantly higher amounr, we have more problems to worry about than the overcharge.<br />
This is an issue of justice and fairness.<br />
Don Levit</p>
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