February 2009

Expanding Health Insurance Coverage In Colorado

by Louise February 27, 2009

[...] Increasing the income limits and enrolling more people doesn’t require additional infrastructure or administrative changes. Working within our current framework, but with expanded enrollment, seems to be an efficient way of going about this process. It’s also probably the quickest way to actually get health insurance coverage to Colorado residents who need it.

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New Ideas In Healthcare Cost Management

by Louise February 25, 2009

[...] spreading healthcare costs over a large population doesn’t do anything to lower the actual cost of healthcare, and might be seen as putting a layer of paint on a crumbling wall. I’m not quite as quick to discount this idea, although I agree with Jaan that more needs to be done than simply increase the number of people paying into the health insurance system.

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Some Thoughts On Colorado HB1224

by Louise February 23, 2009

[...] I looked at premiums for $5,000 deductible HSA qualified policies from Anthem Blue Cross Blue Shield, Aetna, Assurant, Cigna, Humana, and United HealthOne. If lawmakers disallow the use of gender to determine individual health insurance premiums in Colorado, younger women and older men will have lower premiums, while younger men and older women will have higher premiums. There won’t be any actual benefit to the overall population – health insurance premiums will just be averaged for men and women.

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Audits For Medicare Providers

by Louise February 19, 2009

[...] most doctors are trying to provide the best possible care for their patients and simply get paid for what they do. Medical billing is fraught with complications and headaches. To eliminate mistakes, it seems that making the billing system less complicated would be a better solution than audits. [...]

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Stimulus Aims To Help Laid Off Workers Retain Health Insurance

by Louise February 17, 2009

[...] The number of Americans without health insurance is already way too high. And since most people get their health insurance from an employer, the rising unemployment numbers were sure to drive the number of uninsureds higher. Hopefully the stimulus bill will help to mitigate the problem for at least the rest of this year.

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Government Research And Health Care

by Louise February 13, 2009

[...] There are plenty of people who advocate a free market approach to health care, and are complaining that the government shouldn’t be allowed to dictate that a particular treatment isn’t cost effective. But private health insurance does exactly the same thing. They don’t pay for unproven treatments, and it wouldn’t make sense for them to do otherwise [...]

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Anthem Blue Cross Donates $1.6 Million In Colorado

by Louise February 12, 2009

The Anthem Blue Cross Blue Shield Foundation and Anthem employees donated $1.6 million in 2008 to a wide range of organizations dedicated to improving health and wellness in Colorado. One of the recipients was the Colorado Coalition for the Medically Underserved, an organization that advocates for people in Colorado who are without health insurance. [...]

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COBRA Only Helps If You Can Afford It

by Louise February 10, 2009

[...] Most people just can’t afford COBRA premiums. In Colorado, unemployment hit 6.1% in December. I’ve seen conflicting reports about the stimulus bill and whether the final version will contain relief for unemployed Americans struggling to pay for health insurance. Without it, the number of uninsureds will likely be higher this year than ever before.

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HB 1256 Not Really A Benefit To Consumers

by Louise February 9, 2009

[...] The Colorado Insurance Commissioner regulates the health insurance market in Colorado to make it as beneficial as possible for consumers. Opening the health insurance market to allow for out of state plans to be sold here in Colorado would mean that consumers might end up with lower quality health insurance products, regulated by another state’s rules. [...]

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