April 2009

Many Laid Off Workers Not Getting COBRA Assistance

by Louise April 29, 2009

[...] People who worked for a company that went out of business or stopped offering health insurance won’t qualify, because there won’t be a health insurance policy for them to opt to continue via COBRA. In addition, people who were laid off from small businesses might not qualify if their state doesn’t have a “mini-COBRA” law allowing these workers to continue coverage [...]

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Cervical Cancer And Uninsured Women

by Louise April 25, 2009

[...] With early detection through Paps responsible for the drop in deaths from cervical cancer, I’m curious as to what percentage of the 4000 women who die from cervical cancer each year are low income and/or uninsured? Most women who have health insurance typically have fairly good coverage for Paps. [...]

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Colorado Single Payer House Bill Abandoned

by Louise April 23, 2009

[...] it really doesn’t make sense for an individual state to set up its own single payer health insurance system. We absolutely need to focus on providing access to health care for the people of Colorado who don’t have health insurance. But it makes more sense to expand programs that are already here.

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Too Important To Fail

by Louise April 21, 2009

[...] I would argue that instead of being considered too big to fail, major health insurance carriers might be seen as too important to fail. AIG’s collapse would have been primarily indirect, but health insurance companies work directly with individual Americans. Even in large groups, individual employees are the ones who carry the id cards with the insurance carrier’s logo on them. [...]

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Looking For Solutions

by Louise April 15, 2009

[...] I have yet to see an article that is critical of the public health insurance idea and also proposes alternative solutions. Here in Colorado, we have 800,000 people who are uninsured. Nationwide, that number is 47 million, and that was last year, before the recession hit and unemployment numbers started to climb. I have no doubt that it is higher now. [...]

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Cesarean Risks

by Louise April 14, 2009

Kathy’s article highlights the importance of truly informed consent, and points out the ways that women are swayed (manipulated?) towards opting for repeat c-sections in the name of safety, without being truly informed about the risks on both sides of the issue.

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Yet Another Out Of Network Charge

by Louise April 10, 2009

[...] it’s all fine and good for a surgeon to have assistants, but doesn’t it seem that those assistants should be part of the same health insurance networks as the primary surgeon? After all of the effort we went through to make sure that we wouldn’t get hit with another out of network charge, this is frustrating to say the least.

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Health Insurance Reform Will Only Work With Cost Controls

by Louise April 9, 2009

[...] without mechanisms for cost control, health insurance premiums aren’t going to become more affordable anytime soon. If the government steps in with subsidies, premiums will go down, but what will happen to taxes? Or other public programs that get cut? We can shift costs around, but unless we lower them across the board, we’re not going to see much relief in terms of health insurance premiums paid by individuals and employers.

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Getting Rid Of Underwriting Does Not Contain Health Care Costs

by Louise April 6, 2009

[...] So while reform that involves getting rid of underwriting and requiring everyone to purchase health insurance would help some people, it won’t make much of an impact for the millions of people who can’t afford health insurance, regardless of underwriting. It might end up being a piece of the puzzle, but it’s not going to dramatically expand access to health care.

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