http://www.healthinsurancecolorado.net/blog1/2010/01/29/health-care-reform-does-not-mean-government-run-health-care/ Research and discussion of the Colorado health insurance industry and the healthcare crisis in America. Wed, 28 Jul 2010 16:12:46 +0000 hourly 1 http://wordpress.org/?v=abc http://www.healthinsurancecolorado.net/blog1/2010/01/29/health-care-reform-does-not-mean-government-run-health-care/comment-page-1/#comment-14250 Don Levit Sat, 30 Jan 2010 21:17:00 +0000 http://www.healthinsurancecolorado.net/blog1/?p=1632#comment-14250 I am curious how subsidizing an already expensive health insurance system will help lower costs in the future? It seems to me the exact opposite will occur, for we are incentivizing more people to join in. Don Levit I am curious how subsidizing an already expensive health insurance system will help lower costs in the future?
It seems to me the exact opposite will occur, for we are incentivizing more people to join in.
Don Levit

]]> http://www.healthinsurancecolorado.net/blog1/2010/01/29/health-care-reform-does-not-mean-government-run-health-care/comment-page-1/#comment-14249 Jim Sugden Sat, 30 Jan 2010 14:19:29 +0000 http://www.healthinsurancecolorado.net/blog1/?p=1632#comment-14249 Although a mandate is the easist method of enforcing enrollment compliance by the majority of the population, a stiff pre-ex clause that was well publicized and understood could also be used to drive participation. If individuals who had gone uncovered for 60 days or more were subjected to a pre-ex. waitng period of 1 month for every month the spent without coverage(perhaps with a 24 month maximum),insurers would have protection from those wishing to game the system. They would then be better able to extend guarentee issue without being selected against. Although a mandate is the easist method of enforcing enrollment compliance by the majority of the population, a stiff pre-ex clause that was well publicized and understood could also be used to drive participation. If individuals who had gone uncovered for 60 days or more were subjected to a pre-ex. waitng period of 1 month for every month the spent without coverage(perhaps with a 24 month maximum),insurers would have protection from those wishing to game the system. They would then be better able to extend guarentee issue without being selected against.

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