Find Affordable Dental Insurance Today
We Make It Simple and Easy To Understand
If you don't have dental insurance provided by your job, it can seem impossible to find good coverage. Most people don't go to the dentist very often any more because it is too expensive and they can't find dental insurance to cover it.
Most people think good dental insurance is easier to find until they start looking. They usually have had it covered under their job when they worked for a large company and got great benefits without paying much for it. But, when you work for a small business that doesn't provide dental insurance, or are self-employed, it is hard to find good coverage. That is why we are here. We have found many different types of dental insurance and different options within those types. We have good working relationships with each of the companies and have in-depth knowledge of what each covers. Our name says it all...by telling us what you need the coverage for, we can shop for the best dental insurance available to cover your needs. Although we are located in Colorado, our dental plans may be purchased by non Colorado residents as well.
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What are the Different Options?
- PPO Dental Plans
- Discount Dental Plans
- Indemnity Dental
- Small Group Dental
Preferred Provider Organization
A network based PPO dental plan is hard to find as an option with Individual/Family plans anymore. However, Anthem Blue Cross Blue Shield of Colorado recently introduced Anthem Blue Dental PPO Plan. With this plan you've got the freedom to go to any dentist and coverage for preventive care and diagnostic services begins on your policy effective date. This has been our most popular dental insurance option in Colorado in the last 9 months. To find out more about this plan and to apply, view the rates or download the Anthem Blue Dental PPO Plan Brochure and Application.
Humana also currently has a good dental plan as an option along with their health insurance policy in Colorado and most other states where they offer health insurance. Dental isn't shown as on option on the quoting software, so call or email us for more information.
Aetna also has a PPO/discount dental coverage option that can be added to their individual/ family health insurance plans in Colorado. The coverage has good network benefits for preventive and diagnostic services, and amalgam fillings. Then, it provides discounts on all other services. You can find out more about Aetna's dental coverage on the Aetna of Colorado health insurance page.
Discount Dental Plans Offer the Best Value
Discount Dental Plans are the most popular because they are very inexpensive and can usually save you more than expensive dental insurance plans that allow you to go to any dentist you choose. They also do not have any waiting periods no matter what type of dental work you need done. So, if you suddenly have tooth pain or some other emergency, this is usually the only option. The only drawback is that you must go to a certain list of dental providers. But, the provider lists contain very qualified dentists and that is usually not a concern for most people. This is where you can compare discount dental plans, locate dentists, and even sign up online.
Go To Any Dentist
Indemnity Dental plans allow you to choose any dentist you like. They are like an individual/family version of a large group dental plan. They are more expensive than discount dental plans and have waiting periods for everything other than routine dentist visits. They allow you to use any dentist you want and pay up to a certain amount based on the procedure. This is where you can get more information about indemnity dental plans, get quotes, and even sign up online.
Or you can have a plan that gives you the choice and benefits of both a PPO and indemnity dental insurance. Secure Dental One has quickly become our second most popular dental coverage.
For Self-Employed And Businesses in Colorado
Small Group Dental Plans are sometimes a good option if you have a company with anywhere between 2 and 50 employees, and preferably between 10 and 50 employees. Some of our most popular group dental plans are Delta Dental and Humana Dental. There are waiting periods for larger procedures and it can be the most expensive of all of the options. Group dental should only be purchased if the members will use it regularly. To get more information on group dental plans, email us at .
Peace of Mind
The Surgeon General reports that tooth decay has become the most common childhood disease. Even though tooth decay can be prevented with proper prevention and simple routine dental care, over 100 million americans don't have any dental coverage at all. Of Americans over the age of 18, 44% don't have any dental coverage. You need to know that your family is covered for the unexpected without giving up too much of your time worrying about how. That's why we're here.You may reach us at our Colorado offices toll-free at (866)747-7913 from 7:30a.m. to 6:00p.m. or e-mail us at .
