Colorado Health Insurance Shoppers

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Privacy Policy for Insurance Shoppers, Inc.

Information Collection, Use, and Sharing

Insurance Shoppers, Inc. is the sole owner of the insurance information collected on this site to obtain quotes for health insurance in Colorado. We only collect basic information (date of birth, gender, zip code, height, weight, name, and email) to shop for the best policies and communicate with you. You will not give any personal or protected health information (social security number, policy numbers, etc) until you apply with a health insurance company. If you are applying for coverage using an online application, all of the health insurance companies use encryption to make you 100% secure. Most of the companies use VeriSign certified SSL 128 bit encryption technology to protect your information. Anthem Blue Cross Blue Shield of Colorado uses a Java cryptography extension PKCS #5: Password Based Encryption Standard.

We only use your health insurance information submitted to us to respond to you, regarding the reason you contacted us.  We will not share your information with any third party outside of our organization, other than as necessary to fulfill your request, e.g. to give a quote or mail information.

Once you have a policy you're satisfied with, we destroy any personal health information we may have obtained from you to assist in underwriting. While this may seem to pose a minor inconvenience to you when you want to shop around for another policy because you need to share your health information with us again, we think your security and privacy are more important. And in reality, everyones health situation changes regularly - even a change of medications or dosages for the same condition will change how it is underwritten, so we'll need to ask about your health status again anyway. Therefore, there is no benefit to anyone for us to keep your personal health information.

At Insurance Shoppers, Inc. we will provide you with professional, courteous service without compromising your privacy. We are a member in good standing with the Denver/Boulder Better Business Bureau.

Unless you ask us not to, we may contact you via email in the future to tell you about policy changes, new products or services, or changes to this privacy policy. We may use the email address entered on the first page of the quote engine as a non-obtrusive way (compared to calling you) to follow up with you about questions you may have about the health insurance quotes you recieved.

Your Access to and Control Over Information
You may opt out of any future contacts from us at any time.  You can do the following at any time by contacting us via the email address or phone number given on our website to:

-   See what data we have about you, if any.
-   Change/correct any data we have about you.
-   Have us delete any data we have about you.
-   Express any concern you have about our use of your data.

Security
We take precautions to protect your information.  When you submit sensitive information via the website, your information is protected both online and offline.

Wherever we collect sensitive information (such as address and phone number), that information is encrypted and transmitted to us in a secure way.  You can verify this by looking for a closed lock icon at the bottom of your web browser, or looking for "https" at the beginning of the address of the web page. Because we live in Colorado, we are big tree huggers and therefore we are nearly 100% paperless. Any documents that may have private information are always in a secure, AES encrypted environment.

While we use encryption to protect sensitive information transmitted online, we also protect your information offline.  Only employees who need the information to perform a specific job (for example, underwriting or customer service) are granted access to personally identifiable information.  The computers/servers in which we store personally identifiable information are kept in a secure environment and we shred any paper waste.

If you feel that we are not abiding by this privacy policy, you should contact us immediately via telephone at (866)747-7913 toll-free or via email at .