Risky Business

Claire Wilkinson hosted the 194th Cavalcade of Risk this week at her blog, Terms and Conditions – be sure to check it out, it’s a great edition.   I especially liked David Williams’ post about patients being asked to double check that doctors are washing their hands.  I agree with David:  don’t put this on patients.  Sure, if people want to speak up, that’s great.  But a lot of patients won’t, and it simply isn’t their responsibility.  I prefer David’s suggestions about much more proactive policies on the part of hospitals in order to ensure compliance with hand washing.

I also thought Jason Shafrin’s post about medical loss ratios was interesting.  This is a topic that’s been covered a lot on insurance industry blogs, but Jason takes a stance that I haven’t seen before, coming to the conclusion that capping MLRs might inadvertently lead to higher premiums.  Definitely some good food for thought.

About Louise Norris

Louise Norris has been writing about health insurance and healthcare reform since 2006. In addition to the Colorado Health Insurance Insider, she also writes for healthinsurance.org, medicareresources.org, Verywell, Spark by ADP, and Boost by ADP, and Gusto. Follow on twitter and facebook.


  1. I, too, agree with David. Rather than ’empowering the patients’ to ‘take charge,’ this simply seems like a way for health professionals to find somebody else to blame, in case the doctor didn’t wash his/her hand. Like David says, ” Hire someone else to do the job.” No need to drag the patient into this.

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