[…] So while reform that involves getting rid of underwriting and requiring everyone to purchase health insurance would help some people, it won’t make much of an impact for the millions of people who can’t afford health insurance, regardless of underwriting. It might end up being a piece of the puzzle, but it’s not going to dramatically expand access to health care.
mandatory health insurance
How Guaranteed Issue Health Insurance Could Work
[…] I do believe that such a system could work under roughly the same framework that we have today in the private health insurance market. It remains to be seen what health insurance reform will actually come about over the next few years. I think that the combination of guaranteed issue and mandatory coverage has a lot of merit and deserves a second look.
Mandatory And Guaranteed Issue Health Insurance
[…] I think scrapping medical underwriting would drive health insurance premiums out of reach for the average American. That would mean even more people without health insurance. Here in Colorado, making health insurance mandatory gained a lot of ground last year with the Blue Ribbon Commission on Health Care, but we haven’t seen any changes yet.
Colorado Businesses Don’t Want Mandatory Health Insurance
The Blue Ribbon Commission for health care reform in Colorado has recommended a mandate for health insurance coverage, but not necessarily coverage that is tied to employment. And it should come as no surprise that business owners on the western slope – just like business owners all over Colorado – are not excited about the idea of being required to provide employees […]
Mandatory Health Insurance Not Likely
In Colorado, two of the top five proposals being considered last year by the Blue Ribbon Commission included mandatory health insurance, and they’ve done it in MA – residents there are currently paying fines if they don’t have health insurance in place. But with Clinton out of the race, nationwide mandatory health insurance isn’t likely to come to […]
Individual Health Insurance Won’t Work For Everyone
We work primarily in the individual health insurance market. Colorado is one of the healthiest states in the US, and yet we still have about one applicant in ten unable to obtain coverage. Luckily we have a high risk pool – Cover Colorado – that we can present as a last resort, but the high premiums and out-of-pocket expenses can be a bit off-putting. Although 9 out of 10 applicants […]
Is Mandatory Health Insurance Unconstitutional?
I just came across an excellent article by Karl Manheim and Jamie Court. It presents some compelling explanations of how the idea of making private health insurance mandatory for American citizens may not be constitutional. At the Colorado Health Insurance Insider, I’ve come out in support of mandatory health insurance, and also very much in… Read more about Is Mandatory Health Insurance Unconstitutional?