United Healthcare Insurance of Colorado
Why Golden Rule?
United Healthcare, underwritten by Golden Rule, is very popular for money saving higher deductible plans. Golden Rule has been dedicated to the individual health market since 1946. Serving individuals and families is their primary focus. Golden Rule develops health plans that strive to make health coverage more affordable for more Coloradoans. A recognized pioneer, and one of the nation's leading providers of Health Savings Account Plans, Golden Rule continues to seek new ways to build plans with the benefits you need... at prices you can afford.
Golden Rule recognizes the importance of being responsive to the service needs of their customers. That's why more than 94 percent of all health insurance claims are processed within 10 working days or less. A United Healthcare Company, Golden Rule offers plans with access to quality providers and facilities, with network discounts and savings.
Golden Rule has an A.M. Best rating of "A" (Excellent).
To find out more about the plans Golden Rule offers, get quotes, or apply online; use our instant quote engine and click "apply" next to the plan you like best.
Optional Benefits
$5 Million Lifetime Maximum Benefit
You can upgrade your health insurance coverage with United Healthcare in Colorado to $5,000,000 of covered expenses per person.
Prescription Drug Benefit Buy-Up
This option is only available with Copay Select™. It eliminates the $3,000 annual limit.
Maternity Benefit
This option is only available with High Deductible and Copay Plans. The pregnancy benefit helps cover the costs for routine pregnancy and delivery. You pay 20%, United Healthcare pays 80%. After 5 years, the maximum covered amount is $7,500.
Maternity Benefit for Colorado
| Years |
Annual Benefit Limitation |
1 & 2 |
$2,500 |
3 & 4 |
$5,000 |
5+ |
$7,500 |
**Any descriptions of coverage on this page may not be current and should not be taken as a description of coverage. Any persons seeking to get a full description of coverage should view Colorado plan description forms and/or brochures for the plan they are interested in purchasing. Contact Insurance Shoppers to ensure the information you're viewing is up-to-date.
