My best friend is an emergency room nurse at a large hospital in Denver, Colorado. In the past two months, two of her friends have given birth. One is a fellow nurse, and the other a dentist. Both have a solid knowledge base in medicine, and had thoroughly researched pregnancy and childbirth. Both women wrote… Read more about Wasting Health Care Dollars
After David and Darlene Henderson had more than $210,000 in hospital bills, their health insurance company only paid $33,428, leaving more than $180,000 for the Henderson’s to pay by themselves. For $400 a month, the couple said, the Mega agent told them that they could have a catastrophic group health insurance policy that would cover… Read more about A Legal Scam
Anthem Blue Cross Blue Shield of Colorado used to be the only company with one rate grid for the entire state of Colorado. That’s not the case anymore now that they’ve released their rates for 2007. Anthem’s number crunchers have come up with four sets of rates for Colorado, based on the cost of services,… Read more about Anthem Blue Cross Blue Shield Now Has Rating Areas
It probably won’t suprise anyone to learn that US businesses are looking into the possibility of sending employees overseas for medical treatments that tend to be costly at home. Afterall, US businesses have been outsourcing production and customer service overseas for years. So far, only a handful of employees have been sent overseas by their… Read more about Sending Healthcare Overseas
What if health insurance carriers teamed up with employers to improve employee health, lower the number of cars on the roads, and give employees a discount on their health insurance? What would it take to get people to participate? Here’s the idea: Let’s say a company has 200 employees, and offers health insurance to them,… Read more about A Greener Earth, Fitter Employees and Lower Insurance Premiums
The Personal Health Investment Today Act of 2006 is currently under consideration in the House of Representatives. Since we are big fans of maintaining health rather than trying to fix health problems after they develop, we think this bill would be a great addition to our myriad of tax laws. Basically, it would allow Americans to… Read more about Tax-Deductible Gym Memberships
I have a good friend who is seven months pregnant with her first child. Her employer-sponsored health insurance is with PacifiCare, which recently merged with United HealthCare. Ever since her first prenatal visit in April, she has been seeing a nurse-midwife and an OB/GYN with whom she feels very comfortable. She had planned to deliver… Read more about Insurance Mergers and Network Shrinkage Hurts Consumers
The governor of Oregon has proposed an $0.85/pack tax increase on cigarettes with the expected $150 to $170 million in revenue being used to subsidize health care for children in Oregon. I think this is a great idea, and one that could be implemented in every state to help with the health care crisis in… Read more about Funding Health Care with Tobacco Tax
I just read a news article about why people choose to eat out several times a week instead of cooking at home. I couldn’t help but notice the $30 tab that the article cited as the amount it would cost to cook a meal at home for TWO people. Is this a special-occasion meal, or do… Read more about Can’t Afford Health Insurance? Don’t Eat Out.
I was at the gym the other day and I overheard a guy talking to his buddies about a plan he’d come up with. He said “Next week is a Push Week, so I wonder if you could buy a policy from me and we could just cancel it the next week. You’ll get all… Read more about Ask Your Agent if This is a “Push Week”
There are currently 9 million uninsured children in the US. Census data shows that 70% of those children live in a home where at least one parent works full-time. The same data indicates that about two thirds of these children would qualify for government-sponsored health insurance if the parents were to apply for it. Uninsured people are… Read more about Uninsured American Children
I have a friend who is a physician’s assistant, and spent some time working for a city wellness program. The plan was set up to help city employees improve their overall health, and in the process, get a discount on the health insurance premiums that were deducted from their paychecks. I think this could be… Read more about Financial Incentives For Good Health
Let me preface this post by saying that I am usually not too impressed with Wal-Mart. I think that their lowest-price-at-any-cost strategy is not the best long-range plan in terms of caring for our Earth and its inhabitants. The Wal-Mart news of the day is about their new super-low priced generic drug program. The news… Read more about Wal-Mart Health Insurance Not That Bad
– This post is expanding on our previous stories about the new laws allowing parents to keep their children as dependents on their health insurance until they’re 30. For various reasons, the 19 to 29 year old age bracket is the highest uninsured age bracket in the country. These laws were put into place in… Read more about More on Sending the Wrong Message
Recently, several states have passed laws increasing the age that children can stay on their parents’ health insurance policy. The reasoning behind the change is sound: these days, it’s not as easy to get a job with health benefits as it used to be, since fewer employers offer coverage to employees. So allowing young adults to remain on… Read more about Sending the Wrong Message To Our Kids About Health Insurance
We’ve all heard the adage that an ounce of prevention is worth a pound of cure, yet it often seems that most people ignore this advice. Otherwise people would not be dying from smoking-related cancers and the plethora of illnesses caused by obesity. It’s easy to say that these are personal problems and that people… Read more about Preventative Care on Individual Health Insurance
There is no doubt that over the last few generations, vast amounts of research has been done in the area of obstetrics; modern medicine seems to be able to work miracles when it comes to the care and safety of high-risk mothers and babies, both during and after pregnancy. Babies born 3 months early have… Read more about Ultrasounds and pregnancy… too much of a good thing?
A recent study reports that out of 1,878 people age 19 to 64 polled by telephone, 89% of those who were seeking to buy health insurance in the last 3 years did not do so. “One in five people were turned down or charged a higher premium for individual insurance because of an existing medical condition…. Read more about Do We Expect Too Much from Health Insurance?
I’ve been getting a few calls from people asking me about the article “When Choice of Doctor Drives Up Other Bills” in the New York Times yesterday. The article is about Irene Greco’s health insurance claim, who is insured by Oxford Health Plans in New York. She had her operation at a hospital that was… Read more about United Healthcare of Colorado on Out-of-Network Policy
United Healthcare let their contract lapse with HealthOne because they wanted to “keep premiums affordable”. “We still feel as strongly as ever that if we accepted a rate increase they are asking for, that would be directly opposed to our objective of making health insurance affordable in metro Denver.” Even a single-digit increase “will price… Read more about Health Insurance Is A Different Business
Caz Matthews led Anthem Blue Cross Blue Shield of Colorado as President from 1999 to 2005. In that time, she turned around the company from having unorganized customer service and a sinking financial outlook. After the merger of Anthem Inc. and WellPoint, Caz left Colorado to lead Blue Cross Blue Shield of Georgia; which was… Read more about Caz Matthews Comes Back to Denver