President Bush Signs HSA Bill

President George W. Bush signed the Health Opportunity Patient Empowerment Act of 2006 today, enhancing Americans’ access to tax- advantaged health care savings. The law, part of the Tax Relief and Health Care Act of 2006, provides new opportunities for health savings account (HSA) participants’ to build their funds. “Health savings accounts are improving the […]

Universal Private Health Insurance for All

In a previous article on the Colorado Health Insurance Insider, we were excited about Gov.-elect Bill Ritter’s promise to provide health insurance to the 760,000 residents of Colorado that are uninsured, but skeptical of universal health insurance plans recently enacted in other states. However, I’ve since reviewed a new plan by Senator Ron Wyden (D OR) […]

Health Wonk Review #22

You’ll find the latest edition of the Health Wonk Review over at the MSSP Nexus blog.  The Colorado Health Insurance Insider gets mentioned with Louise’s opinion of what needs to be done to fix the health care crisis in this country.  You’ll also find an article by InsureBlog, which comments on what a county in California is actually […]

What Needs To Be Done

There is a crisis in the American health care system.  The government got very excited about health savings accounts a couple years ago, but HSAs have not fixed anything.  There are 41 million uninsured people in this country – and that doesn’t count everyone who’s already on government-sponsored Medicare and Medicaid.  It is not uncommon […]

Get Your Grand Rounds at Treatmentonline

Grand Rounds Vol. 3, No. 12 is up at treatmentonline.com.  Jon must have spent several hours putting together a detailed explanation of each article, and there are a lot of them.  The only health insurance related article is by Bob at InsureBlog with a critique of the universal health care idea. The critique is mainly based […]

Big News for HSAs

Over the weekend, Congress passed huge new changes in HSA Legislation, it only needs the President’s signature to become law. With an effective date of 2007 for the law, we wanted to make Colorado Health Insurance Insider readers aware of the possible changes. All of the legislation is an improvement for HSAs and includes the following. Full HSA Deduction. The new […]

Eagle County Colorado Offering Same Sex Partner Benefits

Eagle County, in the Colorado mountains, will begin offering health insurance benefits to their employees’ same sex partners, provided the couple meets the same “common law” guidelines required for heterosexual couples to obtain benefits.  Same sex partner benefits are becoming more common among private companies, but Eagle County is the first public (ie, tax-payer funded) […]

Health Insurance For All Colorado Citizens by 2010

America’s health system is breaking down and health costs are increasing more than five times the earnings increase for Colorado workers.  HSAs were introduced in 2004 as a way to cut down on over-utilization, but they aren’t gaining wide acceptance, they don’t really help the problem anyway, and they won’t work.  But there is a more progressive […]

HSAs Wont Cleanup the Waste

After writing about how health insurance invites waste, I came upon an article Ezra Klein wrote about the fact that even HSAs won’t help slow that waste. He makes a good point because the total exposures are usually the same. But once the out-of-pocket maximum is met, there is nothing to slow the wasteful spending […]

Health Insurance Invites Waste

What if you had supermarket insurance and 20% was the most you would pay for any item you bought?  Would you be as choosy about what you buy as you are now?  Would you care as much about price?  If you didn’t care as much about price, would the supermarket have an incentive to keep […]

Battling Prescription Drug Prices

Rising pharmaceutical costs has been an issue in healthcare for quite some time.  Television advertising for prescription drugs has resulted in more patients demanding that their doctors give them specific prescriptions, even if something else -or nothing at all – may work better.  This practice has been widely criticized, but is showing no signs of […]

Why is the Cost of Health Insurance Rising So Fast?

When people try to explain why health insurance premiums are rising so fast, the common explanation you’ll get is that the cost of healthcare is rising.  And, yes, this does have something to do with the reason health insurance premiums are increasing.  But it’s not the reason health insurance premiums are so out of control.  […]

Ezra Klein Rules!!

Now I admit that healthcare topics may not be the most interesting reading on the internet – for some people.  But Ezra Klein is hosting the Health Wonk Review this week and boy, oh boy does he have a way with words!  He kept it short, to the point, and most of all… entertaining.

Primer for Your Weekend

The weekend is almost here, and many of us are ready to unwind after a long, stressful work week.  There are so many ways to relax, which do you prefer? Drinks Mixed with Diet Soda Are More Intoxicating Researchers in Australia found out that when you drink alcohol with diet soda, the artificial sugars in the […]

Personal Finance on The Oregon Trail

This week, Punny Money put together the best Carnival of Personal Finance I’ve ever read.  If you’re like me and into personal finance, it’ll arouse some nostalgia from about 1984 and also give some very good reading about personal finance along the journey.  This adventure from 1868 is a can’t miss and has a great […]

Smoking Ban Reduces Heart Attacks

A study done in the 18 months after Pueblo, Colorado enacted its smoking ban in 2003 shows a 27 percent decrease in hospital admissions for heart attacks for city residents. The study was led by Dr. Carl Bartecchi, a clinical professor of medicine at the University of Colorado School of Medicine in Denver. “Heart attack […]

Financial Incentives For Good Health

I have a friend who is a physician’s assistant, and spent some time working for a city wellness program.  The plan was set up to help city employees improve their overall health, and in the process, get a discount on the health insurance premiums that were deducted from their paychecks.  I think this could be […]

How to Get Health Insurance for Jackasses

Jackass: Number Two hits theaters tonight and the first thing I think of when I watch that movie is “I hope they have good health insurance”. Johnny Knoxville said he was sure they were going to die while filming the Jackass sequel, so they asked studio execs to shell out $7 million in insurance coverage […]

Women Are A Better Risk

I think that guy in the pink shirt knows the guy on the bike isn’t gonna make it!!