Dental Comparison

Colorado Dental Plan Comparison

Cost and benefit comparison of the best, most popular dental insurance plans in Colorado (current Q2 2013). 

 
Benefit (COLORADO) Cigna

Dental PPO 50
ANTHEM Blue Cross and Blue Shield

Dental PPO
Delta  Dental

Delta Dental

Delta Dental

Eligibility Up to Age 65 – APPLY Up to Age 64 – APPLY  APPLY  APPLY  APPLY
Plan Type

 
INSURANCE INSURANCE DISCOUNT

(NOT INSURANCE)
INSURANCE INSURANCE
Plan Network Nationwide over 73,000 dentists Over 1,300 in Colorado “Patient Direct”

One general dentist must be selected for the whole family and discounts are ONLY FOR general dentist
“PPO 2”

Can only see PPO in network D
PPO and Premier
Out of network services Preventative 80% no Ded

Basic 60% coinsurance
Major Restorative 40% coinsurance
 
 
Preventive $26.00

Basic $62-$96
Major Restorative $42 – $510
NO

 
 
 
NO Preventative 90%

Basic 70%
Major Restorative 40%
 
Benefit Maximum $1,000 $1,000 No maximums $1,000 $1,500
Deductibles $50 Ind  / $150 Fam $50 Ind  / $150 Fam No Deductibles $75 per person $50 per person
Preventative Care 100% 100% Savings range

50% – 100%
100% 100%
Basic Services 80% 6 month wait 80%  6 month wait Savings range

21 – 23%
70% 6 month wait 80% PPO

6 month wait
Major Services 50% 12 month wait 50% 12 month wait Savings range

50%-67%
TYPE A

30% 12 month wait
TYPE B
30% 24month
TYPE A

50% 12 month wait
TYPE B
50% 24 month
RATES

AGE 35 , 80237
 
$30.00 per member $36.91 one member

Two adults – $73.82
Family one child – $95.85
$14.95

+ One = $25.25
+ Two  = $36.25
$31.00

+ One = $57.00
+ Two  = $79.0
$39.00

+ One = $73.00
+ Two =  $102.0