As health insurance brokers, we talk with people every day who have various pre-existing medical conditions. We go over options with them, although it’s usually a case of picking the lesser of two evils. I just read Kyla’s story about her family’s struggle to get health insurance for their little girl. She wrote more details… Read more about Without A Paddle
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Retiree Health Insurance Benefits Based On Age Makes Sense
Last week, the Equal Employment Opportunity Commission agreed that employers have the right to reduce or eliminate medical benefits for retirees who reach age 65 and become eligible for federally funded Medicare. This ruling has been met with both support and criticism from several sides. It includes a specific provision that exempts employers from age… Read more about Retiree Health Insurance Benefits Based On Age Makes Sense
Best Health Insurance Book Hosts New Year’s Cav
Jonathan Pletzke of Consumer’s Health Insurance Blog did a thorough job of organizing the latest risk related articles in the blogosphere into an easily readable and organized format in the New Year’s edition of the Cavalcade of Risk. The Colorado Health Insurance Insider was noted because of Louise’s post about the latest AHIP (association of… Read more about Best Health Insurance Book Hosts New Year’s Cav
What Are We Waiting For?
Paul Krugman has written an op-ed piece for the New York Times that perfectly sums up the excuses we keep hearing about why universal health care wouldn’t work in the US, and why the excuses aren’t really valid at all. He sums up the problem: The United States spends far more on health care per… Read more about What Are We Waiting For?
Health Care in a Changing America
According the the latest data released by the Kaiser Family Foundation, annual health insurance premiums for an average family on an employer-sponsored plan reached $12,106 this year. That’s a 78% increase in the last six years. In that same six years wages rose by 19%, just barely keeping ahead of inflation, which rose by 17%…. Read more about Health Care in a Changing America
Life, Liberty and the pursuit of Happiness
Angelina Ortiz’s family income must not exceed $41,304 annually. If it does, she and her brother would no longer qualify for Colorado Childrens’ Health Plan Plus, and the family would be forced to pay $1200/month for Angelina’s lifesaving medications. Her condition? Asthma. The ubiquitous respiratory ailment that can range in severity from a minor tight-chested… Read more about Life, Liberty and the pursuit of Happiness
The Presidents New Health Insurance Proposals
In his State of the Union Address tomorrow, President Bush will propose providing a standard deduction for health insurance for all Americans as long as they purchase at least catastrophic health insurance coverage. The deduction will be worth $7,500 for single persons and $15,000 for families. These amounts will be indexed to general inflation (CPI)… Read more about The Presidents New Health Insurance Proposals
Anthem Blue Cross of Colorado Small Group Health Insurance News
Anthem Blue Cross and Blue Shield health insurance recently announced the expansion of their HMOSelect network in Colorado to Elbert, El Paso and Teller counties effective November 1, 2006. What this means For cost-conscious Small Group employers, there’s bound to be an HMOSelect plan that fits their unique needs. These employers can make the most… Read more about Anthem Blue Cross of Colorado Small Group Health Insurance News
How To Save on Health Insurance in Colorado
1. Get quotes from multiple Colorado health insurance companies Premiums for health insurance in Colorado can vary greatly, sometimes as much as 50% for similar plans. When comparing plans, be sure to look at the benefits as well as the monthly premium. Make sure your plan provides adequate catastrophic coverage, preferably at least two million… Read more about How To Save on Health Insurance in Colorado