Claire Wilkinson hosted the 194th Cavalcade of Risk this week at her blog, Terms and Conditions – be sure to check it out, it’s a great edition. I especially liked David Williams’ post about patients being asked to double check that doctors are washing their hands. I agree with David: don’t put this on patients. Sure, if people want to speak up, that’s great. But a lot of patients won’t, and it simply isn’t their responsibility. I prefer David’s suggestions about much more proactive policies on the part of hospitals in order to ensure compliance with hand washing.
I also thought Jason Shafrin’s post about medical loss ratios was interesting. This is a topic that’s been covered a lot on insurance industry blogs, but Jason takes a stance that I haven’t seen before, coming to the conclusion that capping MLRs might inadvertently lead to higher premiums. Definitely some good food for thought.