[…] HHS wants to protect employees from losing their mini-med plans, and has issued the waivers in order to help those employees keep their policies in place. But I wonder if that’s actually the best thing for the workers involved? Some of the policies in question might be better plans that have annual limits nearly as high as the minimum required by the PPACA. But is it really beneficial to workers if we help them keep policies with $2000 annual caps?
[…] The new regulations won’t have much of an impact on good-quality policies from reputable health insurance carriers. Those plans already provide solid coverage for essential services. But removing the worst policies from the market – or forcing them to improve their coverage – will protect consumers who might otherwise have bought those plans thinking that they were as good as all the other options. And that’s a good thing.