• Skip to primary navigation
  • Skip to main content
  • Skip to footer
  • About Us
  • Contact
  • Qualifying Event
  • Subsidies
  • Open Enrollment

Colorado Health Insurance Insider

Cutting edge health insurance analysis. Licensed broker assistance.

You are here: Home / Archives for Assurant

Assurant

Best Health Insurance Companies In Colorado

May 7, 2012 By Jay Norris

We recently got a call from a client who mentioned that he had done a Google search for the “best health insurance companies in Colorado” and his concern was that Anthem Blue Cross Blue Shield was not on the top ten list that he said came up as the first search result.  We were a… Read more about Best Health Insurance Companies In Colorado

Filed Under: Aetna, Anthem Blue Cross, Colorado Division Of Insurance, Group Health, Humana, Individual/Family Health, Kaiser Permanente, Rocky Mountain, United Healthcare

Decline And Rate Up Statistics – Interesting But Confusing

September 12, 2011 By Louise Norris

[…] Your policy will cost the same amount regardless of whether you use a broker, but an experienced broker will be able to help you make sense of the plan comparison information, including the underwriting statistics. A policy or carrier’s statistical likelihood of declining or rating up any one application isn’t really relevant to each specific client… what is relevant however, is each carrier’s underwriting guidelines for the particular pre-existing condition the applicant has. […]

Filed Under: Anthem Blue Cross, Cigna, Health Insurance Reform, Individual/Family Health, Rocky Mountain, United Healthcare

Anthem Blue Cross, Assurant, and Rocky Mountain Quoting 2011 Plans and Rates

December 20, 2010 By Jay Norris

Anyone looking to compare plans with 2011 rates can start with Anthem BCBS, Assurant, and Rocky Mountain Health Plans (get quotes here).  These will include maternity coverage. More coming this week….

Filed Under: Anthem Blue Cross, Individual/Family Health, Insurance Companies, Maternity/Pregnancy, Rocky Mountain

Quoting Blackout On Most Plans and Effective Dates

September 17, 2010 By Jay Norris

Many plans with most carriers still haven’t gotten the rates approved past 9/23. These plans with carriers like Anthem BCBS can still be quoted with effective dates of 9/22 and before.
Carriers like Cigna only have 1st and 15th of the month effective date options. Therefore, rates and plans are not being quoted at all until the DOI approves their rates. Hopefully any moment.
Make sure to subscribe via email or follow us on Facebook for rate approval updates.

Filed Under: Aetna, Anthem Blue Cross, Humana, Individual/Family Health, Insurance Companies, Kaiser Permanente, Rocky Mountain, United Healthcare

Guaranteed Issue Policies For Children Happened Too Quickly

September 8, 2010 By Louise Norris

[…] Regardless of the practicalities involved, there’s no doubt that the headlines about insurers ceasing to issue child-only policies is generating some ill will and bad PR for insurance carriers. Either lawmakers knew that would happen, or else they put very little thought into considering the details of how insurers would go about making children’s coverage guaranteed issue a mere six months after the bill was signed into law, and just added the provision as a feel-good part of the bill.

Filed Under: Aetna, Health Insurance Reform, Humana, Individual/Family Health, Providers, United Healthcare

Options For Maternity Coverage In Colorado Disappearing Fast

May 12, 2010 By Louise Norris

Getting individual health insurance with maternity benefits just got a lot harder for women in Colorado.  For the last few years, there have only been three major carriers that offered maternity coverage on individual policies: Golden Rule (United HealthOne), Assurant, and Rocky Mountain Health Plans.  As of the end of April 2010, both Golden Rule… Read more about Options For Maternity Coverage In Colorado Disappearing Fast

Filed Under: Health Insurance Reform, Individual/Family Health, Maternity/Pregnancy, Rocky Mountain

Colorado Division Of Insurance Reconsidering Anthem Rate Increase

March 1, 2010 By Jay Norris

[…] But these numbers would seem to indicate that while Anthem’s rate increase may have been large, it seems to be in line with what other carriers are charging in Colorado. For the little test I conducted, Anthem’s premium was the second-lowest I found, and the only one with a lower premium had an additional thousand dollars in out of pocket exposure.

Filed Under: Aetna, Anthem Blue Cross, Denver, HSA, Humana, Individual/Family Health, Kaiser Permanente, United Healthcare

Maternity As An Option Rather Than A Mandate

February 5, 2010 By Louise Norris

[…] It would be nice to see more options available for our clients who are looking for maternity coverage. My preference would be if clients could select their health insurance policy based on all of the other features of the plan, and then add maternity benefits after they had settled on a policy, rather than choosing a policy by default simply because it is one of a very few options that offer maternity benefits.

Filed Under: Health Insurance Reform, Individual/Family Health, Insurance Companies, Rocky Mountain, United Healthcare

Maternity Coverage And Access To Midwifery Care

December 16, 2009 By Louise Norris

[…] Amy Romano has written an outstanding article comparing modern American maternity care with SUVs. Since maternity care takes up such a huge portion of our health care budget, this article is a worthwhile read for anyone concerned about the spiraling cost of health care. Hopefully the points that Amy makes will be taken into consideration when lawmakers decide what services should be covered by all health insurance policies.

Filed Under: Health Insurance Reform, Individual/Family Health, Rocky Mountain, United Healthcare

Medical Underwriting And Policy Rescission

June 19, 2009 By Louise Norris

[…] Electronic medical records that allow underwriters to see complete medical histories at the time of application would greatly reduce the number of policy recissions. Then again, there’s a lot of talk on the table right now about eliminating medical underwriting all together, which would solve the problem once and for all.

Filed Under: Anthem Blue Cross, Individual/Family Health, Insurance Companies, United Healthcare

Some Thoughts On Colorado HB1224

February 23, 2009 By Louise Norris

[…] I looked at premiums for $5,000 deductible HSA qualified policies from Anthem Blue Cross Blue Shield, Aetna, Assurant, Cigna, Humana, and United HealthOne. If lawmakers disallow the use of gender to determine individual health insurance premiums in Colorado, younger women and older men will have lower premiums, while younger men and older women will have higher premiums. There won’t be any actual benefit to the overall population – health insurance premiums will just be averaged for men and women.

Filed Under: Aetna, Anthem Blue Cross, Health Insurance Reform, HSA, Humana, Individual/Family Health, United Healthcare

Footer

Copyright © 2022 · Insurance Shoppers, Inc. · Privacy Policy