Be sure to check out the latest Cavalcade of Risk, hosted by David Williams. For all of us who love a nurse, Julie Ferguson’s post from Workers’ Comp Insider is an eye-opener… not only do nurses face on-the-job violence and abuse from patients, but also from other staff members. And Mom and Dad Money has… Read more about The Cavalcade of Risk – making us all smarter since 2006
Happy Thanksgiving and welcome to the 197th Cavalcade of Risk! If you’re a brave soul who relishes the thought of a family dinner filled with spirited debates about healthcare reform, insurance and risk, we’ve got plenty of fodder for your conversations. Just don’t steer the conversation over the line into politics, especially after a glass… Read more about Thanksgiving Cavalcade of Risk
I’m sure a lot of people would have an opinion on this based on religious and/or business beliefs. Jon’s take on this situation is probably far more informed than the average person’s would be, given his knowledge of the workers’ comp system. I cannot imagine going without health insurance, or employees going without workers’ comp, but I recognize that my viewpoint is based on my own experiences in the secular business world – where money (and expensive healthcare) is very much a necessity. It will be interesting to see how this plays out in a Supreme Court appeal. Jon mentioned that there’s a lot of legal precedent in favor of religious exemptions from workers’ comp coverage, so maybe the court will side with the Hutterites. In terms of the unfair competitive advantage that the Hutterite workers have over secular contractors who are paying workers’ comp premiums, I would say that the small number of Hutterite laborers (when compared with the number of non-Hutterite laborers) could possibly be a reason for ruling in favor of the Hutterites: can they really present that much of an unfair business advantage with such a relatively small number of workers?
The 179th edition of the Cavalcade of Risk is live now, over at My Personal Finance Journey, with posts from several notable bloggers. I thought this post from David Williams was especially interesting, focusing on social media and healthcare providers: a topic about which basically all providers needs to educate themselves. (And it ties in… Read more about Cavalcade of Risk And Social Media Use In Healthcare
The news in Colorado for the past few weeks has been dominated by stories of wildfires, and there seems to be a new one every few days. Watching footage of houses burning and courageous firefighters battling the blazes definitely brings to mind all sorts of risk-related thoughts. We send our best wishes to everyone living in the areas that have been hit by the recent fires, and hopefully Colorado will get some good rain very soon. We’re very thankful for the firefighters and we’ve mixed in historic images of heroic firefighters from the past.
With that in mind, welcome to the 160th Cavalcade of Risk. We’ve been participating in the Cavalcade for nearly six years, and we’re always honored to get the privilege of hosting. The Cav is all about risk, and with that in mind I wanted to share one of the best articles I’ve seen in a long time on the topic of risk. Mr. Money Mustache lives just down the road from us, in Longmont. He’s got quite a way with words, and his blog is both informative and entertaining. This article that he wrote about the illusion of safety is a must-read.
Jason Shafrin, aka The Healthcare Economist, brings us a solemn article about suicide among veterans from the wars in Iraq and Afghanistan. Sadly, more veterans have died from suicide than from enemy fire. This article sheds light on the very real need for better mental health support for our armed forces, both during and after their deployments.
In a similar sobering fashion, Julie Ferguson of Workers’ Comp Insider discusses domestic violence at work – both in terms of violence that occurs in workplaces and violence in homes or other locations that can result in injury or death for first responders. Julie describes the four main types of workplace violence – one of which is domestic violence – and explains why employer cannot afford (financially or morally) to ignore the problem of domestic violence in the workplace.
Switching to happier news, in a short – and very sweet – post, Hank Stern of InsureBlog shares a new study that found the secret to health is 3.5 ounces of dark chocolate every day. Sounds good! Of course, for optimal benefits, it should probably be combined with all that other stuff we know is good for us… good diet, plenty of exercise, water, sleep, etc. That includes red wine, right?
Jaan Sidorov runs the excellent Disease Management Care Blog, and gives us his thoughts on pharmaceutical company coupons. Drug copays are set by health insurance carriers to reflect the greater cost associated with brand name prescriptions, and the higher copays for brand name drugs usually serve as an incentive for patients to opt for lower copay generics. But if the pharmaceutical company provides coupons that mitigate most of the copay for the brand name drug, the end result is higher cost for health insurers. But Jaan wonders what would happen if the insurance carriers were to fight back and offer their own coupons? Whatever the […]
Dr. Jaan Sirorov of the Disease Management Care Blog hosts this week’s Cavalcade of Risk, and it’s an excellent edition. Be sure to check out Jaan’s own article in the Cavalcade, discussing the practicality of small (four doctors) primary care practices entering into collaborative savings arrangements with health insurers. I recently wrote about how Cigna… Read more about Cavalcade Of Risk And Shared Savings Programs For Small Physician Groups
[…] Jaan Sidorov’s article about health insurance exchanges is really good (and I had to read it to figure out the correct answer to the question for his post – it was one of the two I missed). He notes that it’s a bit illogical that so many of us are willing to spend hours comparison shopping for a new TV, but feel put out if we have to spend much time at all comparison shopping for health insurance. And he laments the fact that health insurance exchanges are in their very early days but already are being dismissed by some as too complicated for the average consumer to figure out.
Political Calculations just hosted their fifth Cavalcade of Risk this week, with their trademark rating system for articles. Be sure to check it out. IronMan pointed out that blog carnivals have largely been surpassed by social media platforms when it comes to sharing interesting posts and getting exposure for new blogs – and he gives… Read more about Cavalcade Of Risk In Its Sixth Year And Going Strong
[…] a good one for people considering such a product – or really, most any very specific life insurance policy that only covers a particular debt, like your car loan, mortgage, or credit card balance. A regular term life insurance policy will likely be a much better value and can be used by your dependents to pay off whatever debts you may have and cover their own cost of living.