• Skip to primary navigation
  • Skip to main content
  • Skip to footer
  • About Us
  • Contact
  • Qualifying Event
  • Subsidies
  • Open Enrollment

Colorado Health Insurance Insider

Cutting edge health insurance analysis. Licensed broker assistance.

You are here: Home / Archives for Cigna

Cigna

Best Health Insurance Companies In Colorado

May 7, 2012 By Jay Norris

We recently got a call from a client who mentioned that he had done a Google search for the “best health insurance companies in Colorado” and his concern was that Anthem Blue Cross Blue Shield was not on the top ten list that he said came up as the first search result.  We were a… Read more about Best Health Insurance Companies In Colorado

Filed Under: Aetna, Anthem Blue Cross, Colorado Division Of Insurance, Group Health, Humana, Individual/Family Health, Kaiser Permanente, Rocky Mountain, United Healthcare

Decline And Rate Up Statistics – Interesting But Confusing

September 12, 2011 By Louise Norris

[…] Your policy will cost the same amount regardless of whether you use a broker, but an experienced broker will be able to help you make sense of the plan comparison information, including the underwriting statistics. A policy or carrier’s statistical likelihood of declining or rating up any one application isn’t really relevant to each specific client… what is relevant however, is each carrier’s underwriting guidelines for the particular pre-existing condition the applicant has. […]

Filed Under: Anthem Blue Cross, Cigna, Health Insurance Reform, Individual/Family Health, Rocky Mountain, United Healthcare

Consumer Reports Health Insurance Rankings

December 9, 2010 By Louise Norris

I recently picked up a copy of the November issue of Consumer Reports, which included a section about health insurance. The article featured an interview with President Obama, and a good overview of how the changes included in the PPACA will impact consumers. In addition, Consumer Reports published a ranking of 227 HMO and POS (point-of-service) plans (you have to subscribe to Consumer Reports Health in order to be able to see the details online), according to data compiled by the National Committee for Quality Assurance (NCQA). […]

Filed Under: Health Care Goodies, Individual/Family Health, United Healthcare

Regulators And Insurers Still Working On Child-Only Coverage Issue

September 29, 2010 By Louise Norris

[…] So far, none of the carriers who had backed out of the child-only market have commented on whether the open enrollment periods might make them change their minds, but AHIP (America’s Health Insurance Plans) has said that they are continuing to work with regulators to try to find solutions that would make the child-only market feasible for insurers in the future.

Filed Under: Aetna, Anthem Blue Cross, Health Insurance Reform, Humana, Individual/Family Health, United Healthcare

Quoting Blackout On Most Plans and Effective Dates

September 17, 2010 By Jay Norris

Many plans with most carriers still haven’t gotten the rates approved past 9/23. These plans with carriers like Anthem BCBS can still be quoted with effective dates of 9/22 and before.
Carriers like Cigna only have 1st and 15th of the month effective date options. Therefore, rates and plans are not being quoted at all until the DOI approves their rates. Hopefully any moment.
Make sure to subscribe via email or follow us on Facebook for rate approval updates.

Filed Under: Aetna, Anthem Blue Cross, Humana, Individual/Family Health, Insurance Companies, Kaiser Permanente, Rocky Mountain, United Healthcare

Guaranteed Issue Policies For Children Happened Too Quickly

September 8, 2010 By Louise Norris

[…] Regardless of the practicalities involved, there’s no doubt that the headlines about insurers ceasing to issue child-only policies is generating some ill will and bad PR for insurance carriers. Either lawmakers knew that would happen, or else they put very little thought into considering the details of how insurers would go about making children’s coverage guaranteed issue a mere six months after the bill was signed into law, and just added the provision as a feel-good part of the bill.

Filed Under: Aetna, Health Insurance Reform, Humana, Individual/Family Health, Providers, United Healthcare

Avoiding Adverse Selection

August 12, 2010 By Louise Norris

[…] Hopefully the fact that insurers can designate an open enrollment period for children to be accepted on a guaranteed issue basis will make it more likely that parents will keep their children continuously insured. The spirit of the law regarding coverage for children is good: It isn’t right that sick kids should be unable to get health insurance at any price. But with no requirement that all kids be insured, and without a designated open enrollment period, the new law would absolutely have encouraged adverse selection.

Filed Under: Health Insurance Reform, Individual/Family Health

Colorado Division Of Insurance Reconsidering Anthem Rate Increase

March 1, 2010 By Jay Norris

[…] But these numbers would seem to indicate that while Anthem’s rate increase may have been large, it seems to be in line with what other carriers are charging in Colorado. For the little test I conducted, Anthem’s premium was the second-lowest I found, and the only one with a lower premium had an additional thousand dollars in out of pocket exposure.

Filed Under: Aetna, Anthem Blue Cross, Denver, HSA, Humana, Individual/Family Health, Kaiser Permanente, United Healthcare

Complaint Ratios Updated With 2008 Data

August 25, 2009 By Jay Norris

The Colorado Division of Insurance has finished compiling and organizing the data for 2008. Visit the Colorado Health Insurance Company Complaint Ratio Comparison page to see the updated complaint, revenue, and market share statistics from the division of insurance along with the A.M. Best Rating information we’ve added […]

Filed Under: Aetna, Anthem Blue Cross, Humana, Insurance Companies, Kaiser Permanente, Rocky Mountain, United Healthcare

Health Insurance Companies Performing Better

June 2, 2009 By Louise Norris

[…] health insurance companies are indeed working to be better stewards for the customers they serve – insureds and providers. In 2008 (vs 2007), health insurance companies paid providers 5.3% faster and denied 9% fewer claims. This is what the health insurance industry is in business to do: pay claims, and pay them quickly. […]

Filed Under: Aetna, Humana, Individual/Family Health, Insurance Companies

Too Important To Fail

April 21, 2009 By Louise Norris

[…] I would argue that instead of being considered too big to fail, major health insurance carriers might be seen as too important to fail. AIG’s collapse would have been primarily indirect, but health insurance companies work directly with individual Americans. Even in large groups, individual employees are the ones who carry the id cards with the insurance carrier’s logo on them. […]

Filed Under: Aetna, Anthem Blue Cross, Humana, Individual/Family Health, Insurance Companies, United Healthcare

Expanding Health Insurance Coverage In Colorado

February 27, 2009 By Louise Norris

[…] Increasing the income limits and enrolling more people doesn’t require additional infrastructure or administrative changes. Working within our current framework, but with expanded enrollment, seems to be an efficient way of going about this process. It’s also probably the quickest way to actually get health insurance coverage to Colorado residents who need it.

Filed Under: Anthem Blue Cross, Denver, Health Insurance Reform, United Healthcare

Some Thoughts On Colorado HB1224

February 23, 2009 By Louise Norris

[…] I looked at premiums for $5,000 deductible HSA qualified policies from Anthem Blue Cross Blue Shield, Aetna, Assurant, Cigna, Humana, and United HealthOne. If lawmakers disallow the use of gender to determine individual health insurance premiums in Colorado, younger women and older men will have lower premiums, while younger men and older women will have higher premiums. There won’t be any actual benefit to the overall population – health insurance premiums will just be averaged for men and women.

Filed Under: Aetna, Anthem Blue Cross, Health Insurance Reform, HSA, Humana, Individual/Family Health, United Healthcare

A Health Insurance Report Card

June 17, 2008 By Louise Norris

Included in the ratings are Aetna, Anthem BCBS, Cigna, Coventry, Health Net, Humana, United Healthcare, and Medicare. In the individual health insurance market in Colorado, we deal extensively with Aetna, Anthem, Humana, and United Healthcare, so I was especially curious […]

Filed Under: Aetna, Anthem Blue Cross, Health Insurance Reform, Individual/Family Health, Insurance Companies, Medicare, Providers, United Healthcare

Footer

Copyright © 2022 · Insurance Shoppers, Inc. · Privacy Policy