This week’s Grand Rounds included an article by David Williams about mini-med plans that I thought was worth sharing. David explains that although he’s not a fan of mini-med policies, sometimes they are indeed better than nothing. Mini-med policies come in all shapes and sizes, and David’s article describes policies with $25,000 or $50,000 benefit maximums… a far cry from the $2,000 maximum policies that I wrote about earlier this month. […]
Lifetime benefit maximums
The Impact Of Reform On Student Health Insurance Policies
[…] It stands to reason that fewer students will be in need of such coverage since dependents will be allowed to stay on their parents’ policies until age 26, but not all students have that option, and some will still opt to purchase health insurance from their schools. But the question remains as to whether student health insurance plans will fall under the scope of the new law that prohibits lifetime maximums and unreasonable annual limits. […]
How Reform Will Impact Lifetime And Annual Benefit Maximums
[…] Another question we’ve had recently has to do with lifetime and annual benefit maximums. So I read those sections of the Senate Bill and the changes added during reconciliation, to get a good understanding of exactly how the new legislation will impact individual health insurance policies. […]