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Colorado Health Insurance Insider

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out-of-pocket limits

Spending Caps Will Help Individual Families But Won’t Reduce Overall Costs

March 30, 2011 By Louise Norris

[…] But although the spending caps will be beneficial to families that have large medical expenses, they do nothing to actually address the rising cost of health care, and the over-utilization that is also driving costs. This has been a recurring theme with a lot of the provisions created by health care reform: we’re finding ways to spread the costs in a more equitable fashion, but we’re not really addressing the fact that the total cost burden of health care in this country isn’t sustainable on its current trajectory, no matter how much we spread it out across the population.

Filed Under: Group Health, Health Care Reform, Health Insurance Reform, HSA, Individual/Family Health

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