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Colorado Health Insurance Insider

Cutting edge health insurance analysis. Licensed broker assistance.

You are here: Home / Archives for pre-existing condition

pre-existing condition

Pre-Existing Conditions, Children, And Health Care Reform

March 28, 2010 By Louise Norris

[…] If I’m understanding the bill correctly, it looks like people (adults and children) will still be subject to full medical underwriting until 2014, and can still be declined for coverage until that time. It appears that policies that use rate increases rather than exclusions won’t be impacted at all, and policies that use exclusions will still be able to decline applicants, including children, until 2014.

Filed Under: Individual/Family Health

A Good Alternative To Mandatory Health Insurance

February 2, 2010 By Louise Norris

[…] there wouldn’t be an incentive for people to remain uninsured and wait until they got sick to purchase health insurance. The choice to be uninsured would come with consequences, but it would still be a legal choice. This would allow people to make their own decisions, but would also protect health insurance companies and people who maintain continuous coverage.

Filed Under: Health Care Goodies, Health Insurance Reform, Individual/Family Health

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