Colorado Small Business Group Health Insurance Options

Colorado small business group health insurance companiesThere’s no upside to searching for a Colorado small business group health insurance policy on your own. The premium is the same whether you use a broker or not and we can help you find the right plan from one of the carriers offering ACA compliant small business group health insurance plans in Colorado. We’ve been working with small business group health insurance in Colorado since 2002.
We can help you figure out which types of plans are a better option for your situation, and will assist you with the application process. Once you have a plan in place, we can also help you with any issues that arise, serving as a go-between for you and the Colorado Rockies eating ice creaminsurance company. Get started by contacting us now.

Colorado Small Business Group Health Insurance Companies

We have 15 years of experience with each of these stable and reputable health insurance companies in Colorado (or as long as the newer carriers have been around):

A lot has changed in the Colorado small business group health insurance market in the past few years. The Affordable Care Act has reformed the market and added numerous consumer protections, but it’s also changed everything about the way people shop for health insurance. All health insurance in Colorado covers in-network mandated preventive/wellness care before the deductible, even high deductible HSA health insurance plans.

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Small business group health insurance is guaranteed issue, so pre-existing conditions are not a barrier to enrollment, and medical history is not used to determine premiums. This is excellent news for anyone who has struggled to get a plan in the past and should help to encourage entrepreneurs to follow their dreams, knowing that they can obtain health insurance for themselves and their employees regardless of their medical history. Small business group health insurance can also be purchased year round, so you don’t need to wait for an “open enrollment” period to get coverage for your employees.

Why Small Group Health Insurance is More Affordable Than Individual Coverage

According to a study from ehealth, small group health insurance is less expensive per person than individual/family plans. And the average deductible on small business group health plans is 40% lower than the average deductible on individual coverage. As the reasons for the lower premiums in the small group health insurance market, the ehealth study lists: tax advantages for the employee and employer, a healthier and more stable risk pool, and, of course, employer contributions.

Leading Edge Data Analysis for Your Business Decisions

We employ the latest data analysis tools (including R and Python) to help you and your employees make informed decisions about plan selection, provider availability, and payroll. Our focus is on staying informed and current on the ever-evolving reform process so that we can provide you with accurate information and advice. There is never a charge for our services, and we look forward to helping you find the coverage that best fits your needs.